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548 E Observation Dr, Meridian, ID 83642 Property Records

Ada County property record for 548 E Observation Dr, Meridian, ID 83642

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,336 sqft · built 2004
Lot Size0.382 acres (16,640 sqft)
Owner2 Individual Names on File
Last Sale$469,900 (May 2019)
Tax Bill$3,088 (2025)
Deeds & MortgagesSep 2020 Mortgage
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR6242270170

Property Details

APN / Parcel Number

Primary APNR6242270170

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,336 sqft Living Area
Gross Area4,682 sqft
1st Floor Area2,872 sqft
AtticAttic
Attic Area464 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area16,640 sqft (0.382 acres)
Garage TypeAttached
Garage Area937 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area500 sqft
PorchPorch
Porch Area61 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address548 E OBSERVATION DR
CityMERIDIAN
StateID
Zip83642-4651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 04 BLK 04 OBSERVATION POINT SUB
Legal Range01E
Legal Township03N
Legal Section19
Legal SubdivisionOBSERVATION POINT SUB
Legal Block04
Legal Lot Number04
JurisdictionADA ID
Township / Civil DivisionBOISE CITY
Census Block Group1
Census Block1018
Census Tract10338

Owner

Source: Ada County assessment roll, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address548 E OBSERVATION DR, MERIDIAN, ID 83642-4651
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 15, 2022Deed of Trust, Mortgage · VA Mortgage
FLAGSTAR BANK FSB
Jun 11, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
May 7, 2019Intrafamily Transfer, Transfer · VA Mortgage
CAPITAL EDUCATORS FCU
Dec 1, 2017Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 7, 2019 · Amount on Record
Deed SaleMay 7, 2019 · Amount on Record
Prior SaleDec 1, 2017 · Amount on Record
Deed Document Number201937572
Prior Transfer DateMay 2, 2019
Prior Transfer Doc0000037572
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address548 E OBSERVATION DR, MERIDIAN, ID 83642-4651
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000129862
DateSep 30, 2020
Instrument2020-129862
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address548 E OBSERVATION DR, MERIDIAN, ID 83642-4651
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025880
DateMar 15, 2022
Instrument2022-025880
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address548 E OBSERVATION DR, MERIDIAN, ID 83642-4651
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090973
DateJun 11, 2021
Instrument2021-090973
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionADA ID
Recording DateMay 7, 2019
Property Address548 E OBSERVATION DR, MERIDIAN, ID 83642-4651
Document Number0000037572
Map ReferenceMB 84 NPG 9276&9278
Instrument DateMay 2, 2019
Instrument2019-037572
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyNEXTITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 E OBSERVATION DR, MERIDIAN, ID 83642-4651

Mortgage

Document Number0000037573
DateMay 7, 2019
Instrument2019-037573
Lender
NameCAPITAL EDUCATORS FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADA ID
Recording DateDec 1, 2017
Property Address548 E OBSERVATION DR, MERIDIAN, ID 83642-4651
Document Number0000115127
Instrument DateNov 29, 2017
Instrument115127
Transaction TypeTransfer
Record UpdatedDec 6, 2017
Title CompanyTITLE ONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address548 E OBSERVATION DR MERIDIAN ID 836424651, MERIDIAN, ID 83642-4651

Mortgage

Document Number115128
DateDec 1, 2017
Instrument115128
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2047

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyAda County
MunicipalityMeridian City
Unified School DistrictMeridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,088.00 (+10.96%) Homeowner's exemption$810,200 (+17.4%)$810,200 (+17.4%)
2024$2,783.00 (-29.69%)
2023$690,100 Land $266,000 Building $424,100$690,100 Land $266,000 Building $424,100
2022$3,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERIDIAN WATER DEPT
private · serves 152,070 people · EPA ID ID4010097
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cable One
Cable		1,000 / 50
White Cloud Networks
Fixed Wireless		200 / 50

May also be available: Horizon Communications, Lumen Technologies, Safelink Internet, Verizon.

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