548 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 548 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,838 sqft · built 2021
Lot Size	0.36 acres (15,681 sqft)
Owner	Trust Name on File
Last Sale	$1,150,000 (Mar 2022)
Tax Bill	$13,018 (2025)
Deeds & Mortgages	May 2022 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249014-0830`

Property Details

APN / Parcel Number

Primary APN	`249014-0830`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,838 sqft Living Area
Gross Area	4,923 sqft
1st Floor Area	3,838 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	1,085 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	548 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 83 OR5504/349 & 5563/641(Q/C)
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	83
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

548 E Kesley Ln is owner-occupied and held in a trust since May 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Trust Name on File
Mailing Address	548 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage AMRES CORPORATION
Sep 30, 2020	Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Dec 6, 2021 · Amount on File
Deed Document Number	202222177
Deed Book / Page	5504 / 349
Last Transfer Date	May 3, 2022
Transfer Doc	0055630641
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2022
Property Address	548 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0055630641
Book / Page	5563 / 641
Map Reference	MB 54 PG 74-87
Instrument Date	May 3, 2022
Instrument	2022051839
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	548 E KESLEY LN, ST JOHNS, FL 32259-6293

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	548 E KESLEY LN, ST JOHNS, FL 32259-6293

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 1, 2022
Property Address	548 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0055040349
Book / Page	5504 / 349
Map Reference	MB 54 PG 74-87
Instrument Date	Feb 22, 2022
Instrument	2022022177
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4450 TROPEA WAY UNIT 3302, 3302, JACKSONVILLE, FL 32246-8892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 E KESLEY LN, SAINT JOHNS, FL 32259-6293

Mortgage

Document Number	0005504351
Date	Mar 1, 2022
Instrument	5504/351

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	548 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0050631694
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number	0050631694
Date	Oct 6, 2020
Book Page	005063/001694
Instrument	87908

Lender

Name	FIFTH THIRD BK NA
Address	3344 PEACHTREE RD NE # 800, ATLANTA, GA 30326-4807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Oct 5, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 548 E Kesley Ln was $13,018 with a homeowner's exemption, up 12.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$914,337 (+2.7%)	$1,063,268 (-3.19%) Land $210,000 Building $853,268
2025	$13,018.00 (+12.44%) Homeowner's exemption	$890,299	$1,098,300 Land $210,000 Building $888,300
2024	$11,578.00 (+3.15%)
2023	$11,224.00 (-2.72%) Homeowner's exemption	$841,575 (+2.45%)	$841,575 (+2.45%) Land $205,000 Building $636,575
2022	$11,538.00	$821,483	$821,483 Land $168,000 Building $653,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 E Kesley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 E Kesley Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Kesley Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures