560 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 560 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,852 sqft · built 2012
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (May 2018)
Tax Bill	$9,690 (2025)
Deeds & Mortgages	May 2018 Sale Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`249014-0860`

Property Details

APN / Parcel Number

Primary APN	`249014-0860`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Stories	1 Story
Building Area	4,852 sqft Living Area
Gross Area	5,672 sqft
1st Floor Area	3,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Garage Type	Attached
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	560 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 86 OR4554/244
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	86
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

560 E Kesley Ln is owned and occupied by two individuals who bought it in May 2018.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25618 SHORELINE GAZE DR, BONITA SPRINGS, FL 34135-7898
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Warranty Deed, Transfer KENDALL TITLE SERVICES
Jan 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Prior Sale	May 15, 2012 · Amount on File
Deed Document Number	201836946
Deed Book / Page	4554 / 244
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 30, 2018
Property Address	560 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0045540244
Book / Page	004554 / 000244
Instrument Date	May 23, 2018
Instrument	36946
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	KENDALL TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$5,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	560 E KESLEY LN ST JOHNS FL 322596293, ST JOHNS, FL 32259-6293

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	560 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0043191195
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 E KESLEY LN ST JOHNS FL 322596293, ST JOHNS, FL 32259-6293

Mortgage

Document Number	0043191195
Date	Jan 20, 2017
Book Page	004319/001195
Instrument	4642

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 560 E Kesley Ln was $9,690 with a homeowner's exemption, up 10.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$917,849 (+47.31%) Land $220,000 Building $697,849	$917,849 (-1.24%) Land $220,000 Building $697,849
2025	$9,690.00 (+10.91%) Homeowner's exemption	$623,075 (+2.9%)	$929,420 (+6.32%) Land $220,000 Building $709,420
2024	$8,737.00 (+5.57%) Homeowner's exemption	$605,515 (+3%)	$874,198 (+0.63%) Land $215,000 Building $659,198
2023	$8,276.00 (+2.2%) Homeowner's exemption	$587,879 (+3%)	$868,762 (-0.56%) Land $215,000 Building $653,762
2022	$8,098.00 Homeowner's exemption	$570,756	$873,691 Land $179,200 Building $694,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 560 E Kesley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 E Kesley Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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