536 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 536 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,206 sqft · built 2022
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$1,012,000 (Jul 2026)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249014-0800`

Property Details

APN / Parcel Number

Primary APN	`249014-0800`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	4,206 sqft Living Area
Gross Area	4,939 sqft
1st Floor Area	2,733 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	536 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 80 OR5474/1005
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	80
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

536 E Kesley Ln is owned and occupied by two individuals who bought it in July 2026.

Source: St. Johns County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	536 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 21, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Sep 30, 2020	Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Jan 21, 2022 · Amount on File
Deed Document Number	202659435
Deed Book / Page	6399 / 1776
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 13, 2026
Property Address	536 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0000059435
Book / Page	6399 / 1776
Instrument Date	Jul 10, 2026
Instrument	202659435
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	GIBRALTAR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715,484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 E KESLEY LN, SAINT JOHNS, FL 32259-6293

Mortgage

Document Number	0000059436,
Date	Jul 13, 2026
Instrument	202659436

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 21, 2022
Property Address	536 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0054741005
Book / Page	5474 / 1005
Map Reference	MB 54 PG 74-87
Instrument Date	Jan 19, 2022
Instrument	2022007417
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,264.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 E KESLEY LN, ST JOHNS, FL 32259-6293

Mortgage

Document Number	0054741006
Date	Jan 21, 2022
Instrument	5474/1006

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	536 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0050631694
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number	0050631694
Date	Oct 6, 2020
Book Page	005063/001694
Instrument	87908

Lender

Name	FIFTH THIRD BK NA
Address	3344 PEACHTREE RD NE # 800, ATLANTA, GA 30326-4807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Oct 5, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 536 E Kesley Ln was $1,549 with a veteran's exemption, down 85.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$807,492 (+2.7%)	$829,236 (+1.13%) Land $210,000 Building $619,236
2025	$1,549.00 (-85.18%) Disabled Person's exemption Veteran's exemption	$786,263 (+2.9%)	$819,948 (+7.31%) Land $210,000 Building $609,948
2024	$10,455.00 (+3.43%) Homeowner's exemption	$764,104 (+1.39%)	$764,104 (+1.39%) Land $205,000 Building $559,104
2023	$10,108.00 (+252.07%) Homeowner's exemption	$753,659 (+348.61%)	$753,659 (+348.61%) Land $205,000 Building $548,659
2022	$2,871.00	$168,000	$168,000 Land $168,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 536 E Kesley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 536 E Kesley Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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