5479 Ray Rd, Linden, MI 48451 Property Records

Genesee County property record for 5479 Ray Rd, Linden, MI 48451

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,136 sqft · built 1971
Lot Size1.32 acres (57,499 sqft)
OwnerIndividual Name on Record
Tax Bill$3,531 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-05-100-009

Property Details

APN / Parcel Number

Primary APN06-05-100-009

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,136 sqft Living Area
1st Floor Area1,352 sqft
Basement Area672 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area57,499 sqft (1.32 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5479 RAY RD
CityLINDEN
StateMI
Zip48451-9400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionA PARCEL OF LAND BEG S 89 DEG 27 MIN E 485.96 FT FROM NW COR OF SEC TH S 89 DEG 27 MIN E 198.93 FT TH S 287.74 FT TH W 198.93
Legal Range06E
Legal Township05N
Legal Section05
JurisdictionGENESEE MI
Township / Civil DivisionFENTON
Census Block Group1
Census Block1000
Census Tract13110

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5479 RAY RD, LINDEN, MI 48451-9400
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
CHOICEONE BANK
May 14, 2019Deed of Trust, Mortgage · Commercial Mortgage
THE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 30, 2012
Transfer Doc0000078185
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Recording DateMay 21, 2026
Property Address5479 RAY RD, LINDEN, MI 48451-9400
Document Number0000033537
Instrument DateMay 14, 2026
Instrument202633537
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address5479 RAY RD, LINDEN, MI 48451-9400

Mortgage

Document Number0000033537,
DateMay 21, 2026
Instrument202633537
Lender
NameCHOICEONE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 15, 2036
Interest
Rate5.5%
Max Rate-1%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address5479 RAY RD, LINDEN, MI 48451-9400
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037183
DateMay 14, 2019
Instrument201905140037183
Lender
NameTHE STATE BANK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionFenton Charter Township
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,500 (+3.88%) Land $29,100 Building $123,400$305,000 (+3.88%) Land $58,200 Building $246,800
2025$3,531.00 (+2.59%) Homeowner's exemption$146,800 (+15.32%)$293,600 (+15.32%)
2024$3,442.00 (+23.77%)
2023$127,300$254,600
2019$2,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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