5443 Ray Rd, Linden, MI 48451 Property Records

Genesee County property record for 5443 Ray Rd, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,474 sqft · built 1938
Lot Size	16.3 acres (712,642 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Apr 2019)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-100-018`

Property Details

APN / Parcel Number

Primary APN	`06-05-100-018`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,474 sqft Living Area
1st Floor Area	1,754 sqft
Basement Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	712,642 sqft (16.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5443 RAY RD
City	LINDEN
State	MI
Zip	48451-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	A PARCEL OF LAND BEG N 89 DEG 19 MIN 15 SEC W 1322 FT FROM N 1/4 COR OF SEC TH S 0 DEG 03 M 21 SEC W 2672.57 FT TH N 88 DEG
Legal Range	06E
Legal Township	05N
Legal Section	05
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	1
Census Block	1000
Census Tract	13110

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5443 RAY RD, LINDEN, MI 48451-9400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage LEGACY MORTGAGE
Apr 16, 2019	Warranty Deed, Transfer · FHA Mortgage CASON HM LNS
Apr 16, 2019	Quit Claim Deed, Transfer CISLO TITLE, CISLO TITLE CO
Mar 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	201919547
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	0000019548
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5443 RAY RD, LINDEN, MI 48451-9400
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040254
Date	Apr 20, 2021
Instrument	202104200040254

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 16, 2019
Property Address	5443 RAY RD, LINDEN, MI 48451-9400
Document Number	0000019547
Instrument Date	Apr 5, 2019
Instrument	19547
Transaction Type	Transfer
Record Updated	Apr 30, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 RAY RD LINDEN MI 484519400, LINDEN, MI 48451-9400

Mortgage

Document Number	19549
Date	Apr 16, 2019
Instrument	19549

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 16, 2019
Property Address	5443 RAY RD, LINDEN, MI 48451-9400
Document Number	0000019548
Instrument Date	Apr 5, 2019
Instrument	19548
Transaction Type	Transfer
Record Updated	Apr 30, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 RAY RD LINDEN MI 484519400, LINDEN, MI 48451-9400

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 21, 2018
Property Address	5443 RAY RD, LINDEN, MI 48451-9400
Document Number	0000014977
Instrument Date	Mar 12, 2018
Instrument	14977
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Amount	Amount Recorded
Tax	$1,426.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1363 ROSE CENTER RD FENTON MI 484308528, FENTON, MI 48430-8528

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,427.00 (-51.86%) Homeowner's exemption	$171,700 (+14.09%)	$343,400 (+14.09%)
2024	$5,042.00 (+54.47%)
2023		$150,500	$301,000
2019	$3,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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