Genesee County property record for 5418 Ray Rd, Linden, MI 48451
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,612 sqft · built 1973 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Nov 2019) |
| Tax Bill | $4,834 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Feb 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-32-300-006 |
| Primary APN | 15-32-300-006 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Area | 972 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5418 RAY RD |
|---|---|
| City | LINDEN |
| State | MI |
| Zip | 48451-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | E 165 FT OF W 1227.92 FT OF S 1/2 OF SW 1/4 SEC 32 T6N R6E (73) |
| Legal Range | 06E |
| Legal Township | 06N |
| Legal Section | 32 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MUNDY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 12907 |
5418 Ray Rd is owned and occupied by an individual who bought it in November 2019.
Source: Genesee County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5418 RAY RD, LINDEN, MI 48451-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 8, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Oct 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage ROSS MORTGAGE CORP |
| Nov 26, 2019 | Warranty Deed, Transfer REPUTATION FIRST TITLE AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on File |
| Deed Sale | Nov 26, 2019 · Amount on File |
| Prior Sale | Jan 8, 2014 · Amount on File |
| Deed Document Number | 201973883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 6, 2026 |
| Property Address | 5418 RAY RD, LINDEN, MI 48451-9400 |
| Document Number | 0000056558 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026100656558 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5418 RAY RD, LINDEN, MI 48451-9400 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 5418 RAY RD, LINDEN, MI 48451-9400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5418 RAY RD, LINDEN, MI 48451-9400 |
| Document Number | 0000006470 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 202302130006470 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 5418 RAY RD, LINDEN, MI 48451-9400 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5418 RAY RD, LINDEN, MI 48451-9400 |
| Document Number | 0000086251 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 202111080086251 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 5418 RAY RD, LINDEN, MI 48451-9400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000067089 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 201910220067089 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 26, 2019 |
| Property Address | 5418 RAY RD, LINDEN, MI 48451-9400 |
| Document Number | 201911260073883 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 201911260073883 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | REPUTATION FIRST TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5991 CYPRESS GROVE CIR, 5991, PUNTA GORDA, FL 33982-9553 |
| Name | Verified Name |
|---|---|
| Address | 7700 MELVIN AVE, WESTLAND, MI 48185-5562 |
The 2025 property tax bill for 5418 Ray Rd was $4,834 with a homeowner's exemption, up 2.2% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Mundy Township |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,800 (+4.13%) | $317,600 (+4.13%) | |
| 2025 | $4,834.00 (+2.24%) Homeowner's exemption | $152,500 | $305,000 |
| 2024 | $4,728.00 | ||
| 2023 | $127,200 | $254,400 | |
| 2016 | $2,391.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5418 Ray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5418 Ray Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures