5478 E Steamboat Bend, Post Falls, ID 83854 Property Records

Kootenai County property record for 5478 E Steamboat Bend, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,117 sqft · built 2001
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$1,944 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P76190020120`

Property Details

APN / Parcel Number

Primary APN	`P76190020120`
Alternative APN	`229190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,117 sqft Living Area

Exterior

Year Built	Built 2001
Construction Type	Frame
Foundation Type	Concrete
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	229190
Street Address	5478 E STEAMBOAT BND
City	POST FALLS
State	ID
Zip	83854-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE HARBOR 10TH ADD, LT 12 BLOCK 2 0650N04W
Legal Subdivision	RIVERSIDE HARBOR 10TH ADD
Legal Block	2
Legal Lot Number	12
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3008
Census Tract	601

Owner

Source: Kootenai County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5478 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
May 25, 2018	Warranty Deed, Transfer · Line of Credit UNITED STATES FCU
Oct 19, 2017	Warranty Deed, Transfer AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2018
Deed Sale	May 25, 2018
Prior Sale	Oct 19, 2017
Deed Document Number	2645129000
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	5478 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2794915000
Date	Nov 30, 2020
Instrument	2794915000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 25, 2018
Property Address	5478 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Document Number	2645129000
Map Reference	MBI PG266
Instrument Date	May 23, 2018
Instrument	2645129000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 E SHADOW WOOD LN, COEUR D ALENE, ID 83815-5125

Mortgage

Document Number	0001582918
Date	May 25, 2018
Instrument	1582918

Lender

Name	UNITED STATES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 19, 2017
Property Address	5478 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Document Number	2616655000
Map Reference	MB K PG 351
Instrument Date	Oct 18, 2017
Instrument	2616655000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2013, POST FALLS, ID 83877-2013

Mortgage

Document Number	2616662000
Date	Oct 19, 2017
Instrument	2616662000

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2027

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,944.00 (-3.28%) Homeowner's exemption	$486,200 (-9.78%) Land $190,000 Building $296,200	$486,200 (-9.78%) Land $190,000 Building $296,200
2024	$2,010.00 (+6.35%)
2023	$1,890.00 (-27.06%) Homeowner's exemption	$538,899 (-1.1%) Land $200,000 Building $338,899	$538,899 (-1.1%) Land $200,000 Building $338,899
2022	$2,591.00 Homeowner's exemption	$544,888 Land $170,000 Building $374,888	$544,888 Land $170,000 Building $374,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Newmax, Northwest Fiber, T-Mobile USA.

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