5494 E Steamboat Bend, Post Falls, ID 83854 Property Records

Kootenai County property record for 5494 E Steamboat Bend, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,232 sqft · built 2001
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on Record
Tax Bill	$759 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`P76190020130`

Property Details

APN / Parcel Number

Primary APN	`P76190020130`
Alternative APN	`229191`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,232 sqft Living Area
Basement Area	1,616 sqft
Finished Basement	1,616 sqft

Exterior

Year Built	Built 2001
Construction Type	Frame
Foundation Type	Concrete
Lot Area	8,843 sqft (0.203 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	229191
Street Address	5494 E STEAMBOAT BND
City	POST FALLS
State	ID
Zip	83854-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE HARBOR 10TH ADD, LT 13 BLOCK 2 0650N04W
Legal Subdivision	RIVERSIDE HARBOR 10TH ADD
Legal Block	2
Legal Lot Number	13
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3008
Census Tract	601

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5494 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCING CORP
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2016
Deed Sale	Feb 18, 2016
Prior Sale	Feb 18, 2016
Deed Document Number	2534150000
Last Transfer Date	Aug 25, 2022
Transfer Doc	2912912000
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Aug 25, 2022
Property Address	5494 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Document Number	2912912000
Map Reference	MB I PG 266
Instrument Date	Aug 17, 2022
Instrument	2912912000
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5494 E STEAMBOAT BND, POST FALLS, ID 83854-6302

Mortgage

Document Number	2912913000
Date	Aug 25, 2022
Instrument	2912913000

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	5494 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2803191000
Date	Jan 6, 2021
Instrument	2803191000

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00 (-10.39%) Homeowner's exemption	$557,720 (-10.23%) Land $190,000 Building $367,720	$557,720 (-10.23%) Land $190,000 Building $367,720
2024	$847.00 (+20.31%)
2023	$704.00 (-77.52%) Homeowner's exemption	$621,242 (-2.32%) Land $200,000 Building $421,242	$621,242 (-2.32%) Land $200,000 Building $421,242
2022	$3,132.00 Homeowner's exemption	$635,975 Land $170,000 Building $465,975	$635,975 Land $170,000 Building $465,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intermax Networks, T-Mobile, Ziply Fiber.

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