5439 E Steamboat Bend, Post Falls, ID 83854 Property Records

Kootenai County property record for 5439 E Steamboat Bend, Post Falls, ID 83854 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 2003
Lot Size	0.153 acres (6,665 sqft)
Owner	2 Individual Names on File
Last Sale	$212,667 (May 2026)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Aug 2005 Line of Credit Nov 2006 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P76190010120`

Property Details

APN / Parcel Number

Primary APN	`P76190010120`
Alternative APN	`229175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,883 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	6,665 sqft (0.153 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	229175
Street Address	5439 E STEAMBOAT BND
City	POST FALLS
State	ID
Zip	83854-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE HARBOR 10TH ADD, LT 12 BLOCK 1 0650N04W
Legal Range	04W
Legal Township	50N
Legal Section	06
Legal Subdivision	RIVERSIDE HARBOR 10TH ADD
Legal Block	1
Legal Lot Number	12
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3006
Census Tract	601

Owner

Source: Kootenai County records · APN P76190010120

Assessment roll updated October 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5439 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2005	Deed of Trust, Mortgage · Line of Credit E-LOAN INC
Nov 08, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS INC
Nov 08, 2006	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
May 05, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 05, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2026 · Amount on Record
Deed Sale	May 05, 2026 · Amount on Record
Prior Sale	Sep 05, 2023 · Amount on Record
Deed Document Number	20263041717
Prior Transfer Date	Aug 25, 2023
Prior Transfer Doc	0002947382
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	5439 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1970455000
Date	Aug 08, 2005
Instrument	1970455000

Lender

Name	E-LOAN INC
Type	Lending Institution
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	5439 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2065964000
Date	Nov 08, 2006
Instrument	2065964000

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2021

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	5439 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2065963000
Date	Nov 08, 2006
Instrument	2065963000

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2036

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 05, 2026
Property Address	5439 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Document Number	0003041717
Instrument Date	Apr 30, 2026
Instrument	2026.3041717
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 E STEAMBOAT BND, POST FALLS, ID 83854-6302

Mortgage

Document Number	0003041718,
Date	May 05, 2026
Instrument	2026.3041718

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Sep 05, 2023
Property Address	5439 E STEAMBOAT BND, POST FALLS, ID 83854-6302
Document Number	2947382000
Map Reference	MB 1 PG 266
Instrument Date	Aug 25, 2023
Instrument	2947382000
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5439 E STEAMBOAT BND, POST FALLS, ID 83854-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5439 E STEAMBOAT BND, POST FALLS, ID 83854-6302

Mortgage

Document Number	2947383000
Date	Sep 05, 2023
Instrument	2947383000

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	898 Months
Due	Jul 08, 2098

Interest

Rate Type	Adjustable Rate
Rate	7.48%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.4%

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated October 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00 (-3.27%) Homeowner's exemption	$476,010 (-9.52%) Land $190,000 Building $286,010	$476,010 (-9.52%) Land $190,000 Building $286,010
2024	$1,956.00 (+6.59%)
2023	$1,835.00 (-26.8%) Homeowner's exemption	$526,118 (-0.87%) Land $200,000 Building $326,118	$526,118 (-0.87%) Land $200,000 Building $326,118
2022	$2,507.00 Homeowner's exemption	$530,750 Land $170,000 Building $360,750	$530,750 Land $170,000 Building $360,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kootenai County (16055C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160550006013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Newmax, Northwest Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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