5477 E Hubbard Rd, Ponca City, OK 74604 Property Records

Kay County property record for 5477 E Hubbard Rd, Ponca City, OK 74604

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 3,766 sqft · built 1978
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Dec 2023)
Tax Bill$3,413 (2025)
Deeds & MortgagesDec 2023 Sale
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20414

Property Details

APN / Parcel Number

Primary APN20414
Alternative APN
  • 6200-05-026-03E-3-001-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,766 sqft Living Area
1st Floor Area2,562 sqft
Utility Area2,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialWood Shingle
Lot Area871,200 sqft (20 acres)
Garage TypeAttached
Garage Area692 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area235 sqft
Deck Area200 sqft
Patio Area170 sqft
Shed1 Shed
Shed Area2,016 sqft
Utility Building2,100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20414
Street Address5477 E HUBBARD RD
CityPONCA CITY
StateOK
Zip74604-7126
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLONGWOOD TWP 5-26-3E E/2 SE/4 SW/4
Legal Range03E
Legal Township26N
Legal Section05
Legal SubdivisionLONGWOOD TOWNSHIP
Legal Block26
Legal Lot Number3E
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group1
Census Block1039
Census Tract600

Owner

5477 E Hubbard Rd, a rural home, is owned and occupied by an individual who bought it in December 2023.

Source: Kay County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address5477 E HUBBARD RD, PONCA CITY, OK 74604-7126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Warranty Deed, Transfer
Mar 24, 2023Warranty Deed, Transfer · Conventional Mortgage
RCB BANK
Oct 28, 2019Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2023 · Amount on File
Deed SaleDec 13, 2023 · Amount on File
Prior SaleMar 24, 2023 · Amount on File
Deed Document Number20238216
Deed Book / Page1951 / 566
Prior Transfer DateMar 31, 2016
Prior Transfer Doc0000002651
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateDec 13, 2023
Property Address5477 E HUBBARD RD, PONCA CITY, OK 74604-7126
Document NumberI2023008216
Book / Page1951 / 566
Instrument DateMar 20, 2023
InstrumentI-2023-008216
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

AmountAmount on Record
Tax$643.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateMar 24, 2023
Property Address5477 E HUBBARD RD, PONCA CITY, OK 74604-7126
Document NumberI2023001981
Book / Page1931 / 639
Instrument DateMar 20, 2023
InstrumentI-2023-001981
Transaction TypeTransfer
Record UpdatedApr 4, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberI2023001982
DateMar 24, 2023
InstrumentI-2023-001982
Lender
NameRCB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateOct 28, 2019
Property Address5477 E HUBBARD RD, PONCA CITY, OK 74604-7126
Document Number0000008181
Book / Page001819 / 000981
Instrument DateOct 24, 2019
Instrument8181
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5477 E HUBBARD RD PONCA CITY OK 746047126, PONCA CITY, OK 74604-7126

Mortgage

Document Number8182
DateOct 28, 2019
Book Page001819/000983
Instrument8182
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5477 E Hubbard Rd was $3,413, up 5.8% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
Elementary School DistrictKildare Public School (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,894 (+3%) Land $396 Building $41,498$380,856 (+3%) Land $3,599 Building $377,257
2025$3,413.00 (+5.83%)$40,674 (-0.09%) Land $396 Building $40,278$369,764 (-0.09%) Land $3,599 Building $366,165
2024$3,225.00 (+86.52%)$40,712 (+86.46%) Land $396 Building $40,316$370,104 (+86.46%) Land $3,599 Building $366,505
2023$1,729.00$21,834 Land $483 Building $21,351$198,490 Land $4,387 Building $194,103

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5477 E Hubbard Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1993–2025)
Claims Outside the SFHA3 of 5
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5477 E Hubbard Rd is extreme, ranking above 97.5% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.5% of the US · above 99.7% of Oklahoma
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #1
serves 1,765 people · EPA ID OK3003605
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionAug 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Chisholm Broadband
Fixed Wireless
100 / 40
T-Mobile
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

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