5471 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 5471 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,112 sqft · built 2005
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Jan 2023)
Tax Bill$6,451 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jul 2017 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0349.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0349.0-0-0000
Alternative APNs
  • 40-38-41-009-000-03490-0
  • 265279

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,112 sqft Living Area
Gross Area2,551 sqft
1st Floor Area2,112 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,750 sqft (0.132 acres)
View / LotGreenbelt/Park
Garage TypeAttached
Garage Area439 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number265279
Street Address5471 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 349 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block1
Legal Lot Number349
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1002
Census Tract1106

Owner

5471 SE Graham Dr is owned and occupied by an individual who bought it in January 2023.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address5471 SE GRAHAM DR, STUART, FL 34997-1542
OccupancyOwner Occupied
Owner TypeIndividual
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Warranty Deed, Transfer · Conventional Mortgage
EAST COAST MORTGAGE LENDERS INC
Jul 14, 2017Deed of Trust, Mortgage · Reverse Mortgage
THE FEDERAL SAVINGS BANK
Jul 10, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2023 · Amount on File
Deed SaleJan 6, 2023 · Amount on File
Prior SaleJun 25, 2015 · Amount on File
Deed Document Number20232996782
Deed Book / Page3353 / 2380
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 6, 2023
Property Address5471 SE GRAHAM DR, STUART, FL 34997-1542
Document Number0033532380
Book / Page3353 / 2380
Map ReferenceMB 15 PG 89-104
Instrument DateJan 6, 2023
Instrument2996782
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1521 SW 6TH AVE, FORT LAUDERDALE, FL 33315-1721

Transferred To (Grantee/Buyer)

NameVerified Name
Address5471 SE GRAHAM DR, STUART, FL 34997-1542

Mortgage

Document Number0033532383
DateJan 6, 2023
Instrument3353/2383
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5471 SE GRAHAM DR, STUART, FL 34997-1542
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029371125
DateJul 14, 2017
Book Page02937/1125
Instrument2645520
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term957 Months
DueApr 28, 2097
Interest
Rate TypeAdjustable Rate
Rate4.48%
Type Change DateAug 1, 2018
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5471 SE GRAHAM DR, STUART, FL 34997-1542
Document Number0029371142
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5471 SE GRAHAM DR STUART FL 349971542, STUART, FL 34997-1542

Mortgage

Document Number0029371142
DateJul 14, 2017
Book Page002937/001142
Instrument2645521
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term960 Months
DueJul 13, 2097
Interest
Rate TypeAdjustable Rate
Rate4.48%

Tax Assessment & Valuation

The 2025 property tax bill for 5471 SE Graham Dr was $6,451 with a homeowner's exemption, down 0.8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,451.00 (-0.75%) Additional exemption filed$421,447$429,330 Land $155,000 Building $274,330
2024$6,500.00 (-4.61%)
2023$6,814.00 (+202.71%)$382,680 (+128.71%) Land $125,000 Building $257,680$382,680 (+10.53%) Land $125,000 Building $257,680
2022$2,251.00 Homeowner's exemption$167,321$346,210 Land $100,000 Building $246,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5471 SE Graham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5471 SE Graham Dr is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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