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5424 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 5424 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,600 sqft · built 2006
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (Sep 2023)
Tax Bill$464 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0398.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0398.0-0-0000
Alternative APNs
  • 40-38-41-009-000-03980-0
  • 746047

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area2,007 sqft
1st Floor Area1,600 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,970 sqft (0.16 acres)
View / LotWater View
Garage TypeAttached
Garage Area407 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area29 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number746047
Street Address5424 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 398 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block1
Legal Lot Number398
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1002
Census Tract1106

Owner

5424 SE Graham Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address5424 SE GRAHAM DR, STUART, FL 34997-1571
OccupancyOwner Occupied
Owner TypeIndividual
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jan 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2023 · Amount on File
Deed SaleSep 13, 2023 · Amount on File
Prior SaleMar 1, 2006 · Amount on File
Deed Document Number20233035271
Deed Book / Page3396 / 1245
Prior Transfer DateNov 18, 2019
Prior Transfer Doc0031040587
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 13, 2023
Property Address5424 SE GRAHAM DR, STUART, FL 34997-1571
Document Number0033961245
Book / Page3396 / 1245
Map ReferenceMB 15 PG 89-104
Instrument DateSep 13, 2023
Instrument3035271
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1594 SE TRADITION TRCE, STUART, FL 34997-7624

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 SE GRAHAM DR, STUART, FL 34997-1571

Mortgage

Document Number0033961248
DateSep 13, 2023
Instrument3396/1248
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateJan 6, 2020
Property Address5424 SE GRAHAM DR, STUART, FL 34997-1571
Document Number0031040587
Book / Page003104 / 000587
Instrument DateNov 18, 2019
Instrument2793445
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1594 SW TRADITION TRCE STUART FL 34997, STUART, FL 34997

Tax Assessment & Valuation

The 2025 property tax bill for 5424 SE Graham Dr was $464 with exemptions applied, down 90.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$464.00 (-90.17%) Homeowner's exemption Veteran's exemption$315,243$376,190 Land $155,000 Building $221,190
2024$4,721.00 (-15.61%)
2023$5,594.00 (+9.43%)$294,199 (+1%)$337,710 (+9.36%) Land $130,000 Building $207,710
2022$5,112.00$267,454$308,800 Land $110,000 Building $198,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5424 SE Graham Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5424 SE Graham Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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