5436 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 5436 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,401 sqft · built 2006
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Jun 2015)
Tax Bill$7,875 (2025)
Deeds & MortgagesNov 2017 Second Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0397.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0397.0-0-0000
Alternative APNs
  • 40-38-41-009-000-03970-0
  • 909822

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,401 sqft Living Area
Gross Area3,845 sqft
1st Floor Area1,497 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,750 sqft (0.132 acres)
View / LotWater View
Garage TypeAttached
Garage Area444 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number909822
Street Address5436 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 397 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block1
Legal Lot Number397
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1002
Census Tract1106

Owner

5436 SE Graham Dr is owned and occupied by an individual who bought it in June 2015.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address5436 SE GRAHAM DR, STUART, FL 34997-1571
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
CASON HOME LOANS
Sep 22, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2015 · Amount on File
Deed SaleJun 23, 2015 · Amount on File
Prior SaleNov 3, 2014 · Amount on File
Deed Document Number20152521819
Deed Book / Page2792 / 33
Prior Transfer DateDec 18, 2014
Prior Transfer Doc0027961344
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5436 SE GRAHAM DR, STUART, FL 34997-1571
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029580393
DateNov 7, 2017
Book Page02958/0393
Instrument2663281
Lender
NameDISCOVER BANK
TypeBank
AddressNEWARK, DE 19702
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term239 Months
DueOct 26, 2037

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5436 SE GRAHAM DR, STUART, FL 34997-1571
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5436 SE GRAHAM DR, STUART, FL 34997-1571

Mortgage

Document Number0031510901
DateAug 18, 2020
Book Page3151/901
Instrument2832650
Lender
NameCASON HOME LOANS
TypeMortgage Company
AddressNORTH PALM BEACH, FL 33408
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5436 SE GRAHAM DR, STUART, FL 34997-1571
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5436 SE GRAHAM DR, STUART, FL 34997-1571

Mortgage

Document Number0032581191
DateSep 22, 2021
Book Page3258/1191
Instrument2915599
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueSep 21, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5436 SE Graham Dr was $7,875 with a homeowner's exemption, down 0.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,875.00 (-0.1%) Additional exemption filed$349,501$562,250 Land $155,000 Building $407,250
2024$7,883.00 (+1.27%)
2023$7,784.00 (+2.39%) Additional exemption filed$329,760 (+3%)$512,420 (+7.94%) Land $130,000 Building $382,420
2022$7,602.00 Homeowner's exemption$320,156$474,740 Land $110,000 Building $364,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5436 SE Graham Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5436 SE Graham Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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