54709 Spring Lake Dr, Callahan, FL 32011 Property Records

Nassau County property record for 54709 Spring Lake Dr, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 2003
Lot Size	1.01 acres (44,310 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (Jul 2015)
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-2N-25-197D-0013-0040`

Property Details

APN / Parcel Number

Primary APN	`46-2N-25-197D-0013-0040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Heated Area
Gross Area	2,919 sqft
1st Floor Area	2,256 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,310 sqft (1.01 acres)
Garage Area	360 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	303 sqft
Patio Area	675 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	54709 SPRING LAKE DR
City	CALLAHAN
State	FL
Zip	32011-8527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	BLOCK 13 LOT 4 IN OR 1992/1371 SPRING LAKE EST 4 REPLAT PB 6/177
Legal Range	25E
Legal Township	02N
Legal Section	46
Legal Subdivision	SPRING LAKE EST 4
Legal Block	13
Legal Lot Number	4
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2017
Census Tract	50506

Owner

Source: Nassau County records · APN 46-2N-25-197D-0013-0040

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	54709 SPRING LAKE DR, CALLAHAN, FL 32011-8527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2015 · Amount on Record
Deed Sale	Jul 22, 2015 · Amount on Record
Prior Sale	Feb 12, 2015
Deed Document Number	201520790
Deed Book / Page	1992 / 1371
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	54709 SPRING LAKE DR, CALLAHAN, FL 32011-8527
Transaction Type	Mortgage
Record Updated	Jul 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54709 SPRING LAKE DR, CALLAHAN, FL 32011-8527

Mortgage

Document Number	0024681068
Date	Jun 07, 2021
Book Page	2468/1068
Instrument	202145021164

Lender

Name	COASTLINE FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,638.00 (+1.46%) Homeowner's exemption	$212,250 (+2.9%)	$441,504 (+3.36%) Land $55,000 Building $386,504
2024	$2,600.00 (+1.6%) Homeowner's exemption	$206,268 (+3%)	$427,147 (+4.04%) Land $55,000 Building $372,147
2023	$2,559.00 (+29.05%) Homeowner's exemption	$200,260 (+15.96%)	$410,545 (+34.89%) Land $50,000 Building $360,545
2022	$1,983.00 Homeowner's exemption	$172,691	$304,348 Land $50,000 Building $254,348

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 55 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spring Lake Dr

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