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54686 Spring Lake Dr, Callahan, FL 32011 Property Records

Nassau County property record for 54686 Spring Lake Dr, Callahan, FL 32011 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2008
Square Footage2,904 sqft Heated Area
Lot Size42,258 sqft (0.97 acres)
OccupancyOwner Occupied
Last Sale$350,000 (2022)
Tax Bill$3,708.00 (2025)

Property Details

APN / Parcel Number

Primary APN46-2N-25-197D-0014-0010

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,904 sqft Heated Area
Gross Area3,686 sqft Gross Area
1st Floor1,256 sqft 1st Floor
Upper Floors1,648 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area42,258 sqft (0.97 acres)
Garage Area560 sqft Garage
Patio Area32 sqft Patio
Porch1 Porch
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address54686 SPRING LAKE DR
CityCALLAHAN
StateFL
Zip32011-8567
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLOCK 14 LOT 1 CONSERV ESMT PT OR 929/824 SPRING LAKE EST 4 REPLAT PB 6/177
Legal Range25E
Legal Township02N
Legal Section46
Legal SubdivisionSPRING LAKE EST 4
Legal Block14
Legal Lot Number1
JurisdictionNASSAU FL
Minor Civil DivisionCALLAHAN-HILLIARD
Census Blockgroup2
Census Block2009
Census Tract50506

Owner

Source: Nassau County records · APN 46-2N-25-197D-0014-0010

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Apr 25, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DOVENMUEHLE MORTGAGE INC
Feb 25, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 04, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Sep 24, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS
Nov 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2022 · Amount on Record
Deed SaleFeb 25, 2022 · Amount on Record
Prior SaleJun 04, 2021 · Amount on Record
Deed Doc Number202245007140
Deed Book / Page2541 / 1970
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567

Mortgage

Document Number0024430678
DateMar 17, 2021
Book Page2443/678
Instrument202145009442
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567

Mortgage

Document Number0026330351
DateApr 25, 2023
Book Page2633/351
Instrument202345011527
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term347 Months
DueMar 01, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateFeb 25, 2022
Property Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567
Document Number0025411970
Book / Page2541 / 1970
Map ReferenceMB 6 PG 177-188
Instrument DateFeb 22, 2022
Instrument202245007140
Transaction TypeTransfer
Record UpdatedMar 25, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410N N SCOTTSDALE RD, 410N, TEMPE, AZ 85281

Transferred To (Grantee/Buyer)

NameVerified Name
Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567

Mortgage

Document Number0025411972
DateFeb 25, 2022
Instrument2541/1972
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 04, 2021
Property Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567
Document Number0024671455
Book / Page2467 / 1455
Map ReferenceMB 6 PG 177-188
Instrument DateMay 20, 2021
Instrument202145020833
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,218.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7230 ELECTRA DR S, JACKSONVILLE, FL 32210-2611

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567
Document Number0023081703
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address54686 SPRING LAKE DR CALLAHAN FL 320118567, CALLAHAN, FL 32011-8567

Mortgage

Document Number0023081703
DateOct 02, 2019
Book Page002308/001703
Instrument45031696
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54686 SPRING LAKE DR, CALLAHAN, FL 32011-8567
Document Number0022410175
Instrument DateNov 26, 2018
Transaction TypeMortgage
Record UpdatedJan 07, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address54686 SPRING LAKE DR CALLAHAN FL 320118567, CALLAHAN, FL 32011-8567

Mortgage

Document Number0022410175
DateDec 04, 2018
Book Page002241/000175
Instrument45037273
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2048

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,708.00 (+1.37%) Homeowner's exemption$281,949 (+2.9%)$394,822 (+4.23%) Land $55,000 Building $339,822
2024$3,658.00 (+1.36%) Homeowner's exemption$274,003 (+3%)$378,783 (+7.83%) Land $55,000 Building $323,783
2023$3,609.00 (-14.44%) Homeowner's exemption$266,022 (-5.11%)$351,288 (+25.3%) Land $50,000 Building $301,288
2022$4,218.00$280,360 Land $50,000 Building $230,360$280,360 Land $50,000 Building $230,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 637 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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