54759 Spring Lake Dr, Callahan, FL 32011 Property Records

Nassau County property record for 54759 Spring Lake Dr, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,316 sqft · built 2004
Lot Size	1.01 acres (44,096 sqft)
Owner	Individual Name on Record
Last Sale	$306,000 (May 2017)
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-2N-25-197D-0013-0060`

Property Details

APN / Parcel Number

Primary APN	`46-2N-25-197D-0013-0060`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,316 sqft Heated Area
Gross Area	3,962 sqft
1st Floor Area	2,659 sqft
Upper Floors Area	657 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,096 sqft (1.01 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Area	350 sqft
Porch	Open Porch
Porch Area	205 sqft
Patio Area	1,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	54759 SPRING LAKE DR
City	CALLAHAN
State	FL
Zip	32011-8527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	BLOCK 13 LOT 6 IN OR 2117/1462 SPRING LAKE EST 4 REPLAT PB 6/177
Legal Range	25E
Legal Township	02N
Legal Section	46
Legal Subdivision	SPRING LAKE EST 4
Legal Block	13
Legal Lot Number	6
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2017
Census Tract	50506

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	54759 SPRING LAKE DR, CALLAHAN, FL 32011-8527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
May 3, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Apr 5, 2004 · Amount on Record
Deed Document Number	201713180
Deed Book / Page	2117 / 1462
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	54759 SPRING LAKE DR, CALLAHAN, FL 32011-8527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54759 SPRING LAKE DR, CALLAHAN, FL 32011-8527

Mortgage

Document Number	0023841834
Date	Aug 18, 2020
Book Page	2384/1834
Instrument	202045025741

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 3, 2017
Property Address	54759 SPRING LAKE DR, CALLAHAN, FL 32011-8527
Document Number	0021171462
Book / Page	2117 / 1462
Map Reference	MB6 PG177-188
Instrument Date	Apr 17, 2017
Instrument	201713180
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	GIBRALTAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30183 TROPHY TRL, 30183, BRYCEVILLE, FL 32009-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54759 SPRING LAKE DR, CALLAHAN, FL 32011-8527

Mortgage

Document Number	0021171464
Date	May 3, 2017
Instrument	2117/1464

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,319.00 (+1.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$331,699 (+2.9%)	$564,093 (+3.62%) Land $55,000 Building $509,093
2024	$4,258.00 (+1.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$322,351 (+3%)	$544,391 (+4.22%) Land $55,000 Building $489,391
2023	$4,198.00 (+8.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$312,962 (+3%)	$522,335 (+31.16%) Land $50,000 Building $472,335
2022	$3,873.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$303,847	$398,250 Land $50,000 Building $348,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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