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511 Valley Stream Dr, Geneva, FL 32732 Property Records

Seminole County property record for 511 Valley Stream Dr, Geneva, FL 32732 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,986 sqft · built 1989
Lot Size5.03 acres (219,140 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Nov 2019)
Tax Bill$6,050 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-20-32-3AF-1240-0000

Property Details

APN / Parcel Number

Primary APN20-20-32-3AF-1240-0000
Alternative APN
  • 2032203AF12400000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,986 sqft Living Area
Gross Area3,584 sqft
1st Floor Area2,457 sqft
Upper Floors Area529 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area219,140 sqft (5.03 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area775 sqft
Patio Area1 sqft
Shed1 Shed
Shed Area1 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address511 VALLEY STREAM DR
CityGENEVA
StateFL
Zip32732-9234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 29 TWP 20S RGE 32E FROM INT NLY LINE HILL STREAM DR & ELY LINE VALLEY STREAM DR RUN S 74 DEG 57 MIN 55 SEC E 323.04 FT N 41 DEG 21 MIN 15 SEC E 1495.81 FT N 14 DEG 34 MIN 12 SEC W 600 FT TO POB RUN N 78 DEG 24 MIN 34 SEC W 901.36 FT NELY ON CURVE
Legal Range32E
Legal Township20S
Legal Section20
Legal SubdivisionSEMINOLE WOODS (5 AC DEV)
Legal Tract3AF
Legal Lot Number124
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group4
Census Block4034
Census Tract21201

Owner

Source: Seminole County records · APN 20-20-32-3AF-1240-0000

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 VALLEY STREAM DR, GENEVA, FL 32732-9234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2019 · Amount on Record
Deed SaleNov 20, 2019 · Amount on Record
Prior SaleSep 19, 2002 · Amount on Record
Deed Document Number2019127105
Deed Book / Page9483 / 908
Transfer Doc0039310333
Record UpdatedSep 20, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateNov 20, 2019
Property Address511 VALLEY STREAM DR, GENEVA, FL 32732-9234
Document Number0094830908
Book / Page09483 / 0908
Instrument DateNov 12, 2019
Instrument2019127105
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCHAMPION TITLE & CLOSING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address907 E WASHINGTON ST, 907, ORLANDO, FL 32801-2905

Transferred To (Grantee/Buyer)

NameVerified Name
Address2224 RED EMBER RD, OVIEDO, FL 32765-9763

Mortgage

Document Number0009483910
DateNov 20, 2019
Instrument09483/910
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2034

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,050.00 (+16.71%) Homeowner's exemption$460,847 (+13.35%)$774,545 (+9.17%) Land $295,000 Building $479,545
2023$5,184.00 (+2.49%) Homeowner's exemption$406,568 (+3%)$709,511 (+10.57%) Land $285,000 Building $424,511
2022$5,058.00 Homeowner's exemption$394,726$641,664 Land $265,000 Building $376,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims6 (2005–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimNov 2022, river or lake flooding, Hurricane Nicole
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 546 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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