Schoharie County and Cobleskill Town property record for 547 Settles Mountain Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 2019 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Dec 2018) |
| Tax Bill | $7,351 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 43.-7-28 |
| Primary APN | 432689 43.-7-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 84,506 sqft (1.94 acres) |
| Lot Width | 277 ft Width |
| Porch | Slab |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 435J186003 |
|---|---|
| Street Address | 547 SETTLES MOUNTAIN RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 7 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 547 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF RICHMONDVILLE |
| Aug 12, 2020 | Deed of Trust, Mortgage · Balloon Mortgage BANK OF RICHMONDVILLE |
| Aug 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF RICHMONDVILLE |
| Dec 26, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Deed Document Number | 2018754843 |
| Deed Book / Page | 1083 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 547 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002003/173 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 2003/173 |
| Instrument | 813423 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 547 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1890/1 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 1890/1 |
| Instrument | 777422 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 547 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1848/236 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 1848/236 |
| Instrument | 766329 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 26, 2018 |
| Property Address | 547 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7814 |
| Document Number | 0001083/53 |
| Book / Page | 1083 / 53 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 754843 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 436 MINERAL SPRINGS RD, COBLESKILL, NY 12043-5607 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,351.00 (+7.85%) | ||
| 2025 | $6,816.00 (+61.4%) | $152,500 (+1.67%) Land $20,000 Building $132,500 | $311,224 (+18.27%) Land $40,816 Building $270,408 |
| 2023 | $150,000 Land $20,000 Building $130,000 | $263,158 Land $35,088 Building $228,070 | |
| 2020 | $4,223.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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