405 Settles Mountain Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 405 Settles Mountain Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeAgricultural Vacant Land
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Jul 2019)
Tax Bill$659 (2025)
Deeds & MortgagesNov 2025 Sale
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN432689 55.-1-2.3

Property Details

APN / Parcel Number

Primary APN432689 55.-1-2.3
Alternative APN
  • 435J220005

Exterior

Lot Area871,200 sqft (20 acres)
Lot Width1,225 ft Width

Location & Zoning

Account Number435J220005
Street Address405 SETTLES MOUNTAIN RD
CityCOBLESKILL
StateNY
Zip12043-7808
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal Block1
Legal Lot Number2.003
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group3
Census Block3001
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432689 55.-1-2.3

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressSETTLES MOUNTAIN RD, COBLESKILL, NY 12043
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Warranty Deed, Transfer
Jul 01, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2019 · Amount on Record
Deed SaleJul 01, 2019 · Amount on Record
Deed Document Number2019764158
Deed Book / Page1095 / 100
Record UpdatedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateNov 13, 2025
Property Address405 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7808
Document Number001245/128
Book / Page1245 / 128
Instrument DateNov 05, 2025
Instrument830438
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 WEEKS AVE, OCEANSIDE, NY 11572-1215

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateJul 01, 2019
Property AddressSETTLES MOUNTAIN RD, COBLESKILL, NY 12043
Document Number001095/100
Book / Page1095 / 100
Instrument DateJun 26, 2019
Instrument764158
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 MORGAN DR APT 6, 6, COBLESKILL, NY 12043-3615

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$659.00$14,500 (-) Land $14,500$29,592 (+16.33%) Land $29,592
2023$14,500 Land $14,500$25,439 Land $25,439

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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