Schoharie County and Cobleskill Town property record for 456 Settles Mountain Rd, Cobleskill, NY 12043
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,298 sqft · built 1975 |
| Lot Size | 46.5 acres (2,025,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (May 2014) |
| Tax Bill | $13,643 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 55.-2-16 |
| Primary APN | 432689 55.-2-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,298 sqft Total Area |
| 1st Floor Area | 2,298 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 2,025,540 sqft (46.5 acres) |
| Lot Width | 1,800 ft Width |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 434 sqft |
| Canopy | 216 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J183012 |
|---|---|
| Street Address | 456 SETTLES MOUNTAIN RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7811 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RR |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 740200 |
456 Settles Mountain Rd, a duplex, is owned and occupied by an individual who bought it in May 2014.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 456 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2014 · Amount on File |
| Deed Sale | May 1, 2014 · Amount on File |
| Deed Book / Page | 973 / 287 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 456 Settles Mountain Rd was $13,643 with a veteran's exemption, up 6.1% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,643.00 (+6.1%) Veteran's exemption | ||
| 2025 | $12,859.00 | $285,000 Land $41,700 Building $243,300 | $581,633 Land $85,102 Building $496,531 |
| 2023 | $285,000 Land $41,700 Building $243,300 | $500,000 Land $73,158 Building $426,842 | |
| 2020 | $12,482.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 456 Settles Mountain Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 456 Settles Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Spectrum, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures