547 Main St, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 547 Main St, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,644 sqft · built 1906
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2025)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2021 Transfer
APN	`650-00020`

Property Details

APN / Parcel Number

Primary APN	`650-00020`
Alternative APNs	`HARD M:0650 B:0000 L:0002-0` `M:0650 B:0000 L:0002=0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,644 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,657 sqft (0.589 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	650-00020
Street Address	547 MAIN ST
City	GILBERTVILLE
State	MA
Zip	01031-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GV
Legal Lot Number	2-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	2
Census Block	2014
Census Tract	723100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gilbertville Historic District listed 1991 · 132 contributing resources · NRIS 91001848

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

547 Main St is owned and occupied by two individuals who bought it in July 2025.

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	547 MAIN ST, GILBERTVILLE, MA 01031-9747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Quit Claim Deed, Transfer · Conventional Mortgage BLUE WATER MORTGAGE CORPORATION
May 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Jun 4, 2004
Deed Document Number	202563585
Deed Book / Page	72333 / 361
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Jul 31, 2025
Property Address	547 MAIN ST, GILBERTVILLE, MA 01031-9747
Document Number	072333-361
Book / Page	72333 / 361
Instrument Date	Jul 31, 2025
Instrument	63585
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	547 MAIN ST, HARDWICK, MA

Mortgage

Document Number	0000063586
Date	Jul 31, 2025
Instrument	63586

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	May 26, 2021
Property Address	547 MAIN ST, GILBERTVILLE, MA 01031-9747
Document Number	0065255-48
Book / Page	65255 / 48
Instrument Date	May 18, 2021
Instrument	73117
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 MAIN ST, GILBERTVILLE, MA 01031-9747

Tax Assessment & Valuation

The 2025 property tax bill for 547 Main St was $2,965, up 4.2% from the year before.

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00 (+4.18%)	$225,500 (-) Land $26,700 Building $198,800	$375,915 (+34.64%)
2024	$2,846.00 (-0.84%)	$225,500 (+4.49%) Land $26,700 Building $198,800	$279,205
2023	$2,870.00	$215,800 Land $25,500 Building $190,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 547 Main St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTVILLE WATER DISTRICT serves 1,089 people · EPA ID MA1124001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main St

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