488 Main St, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 488 Main St, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,730 sqft · built 1988
Lot Size	0.725 acres (31,581 sqft)
Owner	Individual Name on Record
Last Sale	$342,200 (Jul 2023)
Tax Bill	$5,380 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2023 Sale & Mortgage
APN	`650-00060`

Property Details

APN / Parcel Number

Primary APN	`650-00060`
Alternative APNs	`HARD M:0650 B:0000 L:0006-0` `M:0650 B:0000 L:0006=0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
Gross Area	6,512 sqft
1st Floor Area	2,730 sqft
Basement Area	2,730 sqft
Unfinished Basement	2,730 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,581 sqft (0.725 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	650-00060
Street Address	488 MAIN ST
City	GILBERTVILLE
State	MA
Zip	01031-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GV
Legal Lot Number	6-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	2
Census Block	2014
Census Tract	723100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gilbertville Historic District listed 1991 · 132 contributing resources · NRIS 91001848

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 372, GILBERTVILLE, MA 01031-0372
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jul 13, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Dec 30, 2014 · Amount on Record
Deed Book / Page	69378 / 398
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	488 MAIN ST, GILBERTVILLE, MA 01031-9746
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068527-257
Date	Nov 23, 2022
Book Page	68527/257
Instrument	125698

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2027
Index	Other

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Jul 13, 2023
Property Address	488 MAIN ST, GILBERTVILLE, MA 01031-9746
Document Number	069378-398
Book / Page	69378 / 398
Instrument Date	Jul 13, 2023
Instrument	56003
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 MAIN ST, HARDWICK, MA
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056004
Date	Jul 13, 2023
Instrument	56004

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,380.00 (-9.78%)	$409,100 (-13.42%) Land $28,300 Building $380,800	$384,180 (+2.59%)
2024	$5,963.00 (-3.29%)	$472,500 (+1.92%) Land $28,300 Building $444,200	$374,490
2023	$6,166.00	$463,600 Land $27,100 Building $436,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTVILLE WATER DISTRICT serves 1,089 people · EPA ID MA1124001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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