531 Main St, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 531 Main St, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,590 sqft · built 1908
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2021)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2021 Transfer
APN	`650-00030`

Property Details

APN / Parcel Number

Primary APN	`650-00030`
Alternative APNs	`HARD M:0650 B:0000 L:0003-0` `M:0650 B:0000 L:0003=0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,590 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	873 sqft
Basement Area	873 sqft
Unfinished Basement	873 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	650-00030
Street Address	531 MAIN ST
City	GILBERTVILLE
State	MA
Zip	01031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GV
Legal Lot Number	3-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	2
Census Block	2014
Census Tract	723100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gilbertville Historic District listed 1991 · 132 contributing resources · NRIS 91001848

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 MAIN ST, GILBERTVILLE, MA 01031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
May 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jun 4, 2004
Deed Document Number	2021107204
Deed Book / Page	65739 / 101
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Jul 30, 2021
Property Address	531 MAIN ST, GILBERTVILLE, MA 01031
Document Number	065739-101
Book / Page	65739 / 101
Instrument Date	Jul 30, 2021
Instrument	107204
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 MAIN ST, HARDWICK, MA

Mortgage

Document Number	0000107205
Date	Jul 30, 2021
Instrument	107205

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	May 26, 2021
Property Address	531 MAIN ST, GILBERTVILLE, MA 01031
Document Number	0065255-51
Book / Page	65255 / 51
Instrument Date	May 18, 2021
Instrument	73118
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 MAIN ST, HARDWICK, MA

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 (+4.18%)	$295,700 (-) Land $26,100 Building $269,600	$374,490 (+22.16%)
2024	$3,732.00 (-0.56%)	$295,700 (+4.78%) Land $26,100 Building $269,600	$306,565
2023	$3,753.00	$282,200 Land $24,900 Building $257,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTVILLE WATER DISTRICT serves 1,089 people · EPA ID MA1124001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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