Transylvania County property record for 547 Cardinal Dr, Brevard, NC 28712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,296 sqft · built 1979 |
| Lot Size | 1.21 acres (52,533 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Aug 1991) |
| Tax Bill | $2,820 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8575-80-9143-000 |
| Primary APN | 8575-80-9143-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,296 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 52,533 sqft (1.21 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 44067100 |
|---|---|
| Street Address | 547 CARDINAL DR |
| City | BREVARD |
| State | NC |
| Zip | 28712-4264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S C L118 CARDINAL DR |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | CATHEYS CREEK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 960302 |
547 Cardinal Dr is owned by two individuals who bought it in August 1991.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 OCEAN HARBOUR CIR, OCEAN RIDGE, FL 33435-6207 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Aug 8, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST & CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1991 · Amount on File |
| Deed Sale | Aug 1, 1991 · Amount on File |
| Deed Book / Page | 342 / 22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 547 CARDINAL DR, BREVARD, NC 28712-4264 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8 OCEAN HARBOUR CIR, OCEAN RIDGE, FL 33435-6207 |
| Document Number | 0009890160 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 989/160 |
| Instrument | 2021004914 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 547 CARDINAL DR, BREVARD, NC 28712-4264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0008130719 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 813/719 |
| Instrument | 2017004121 |
| Name | FIRST & CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 547 Cardinal Dr was $2,820.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,820.00 | $579,910 Land $60,000 Building $519,910 | $579,910 Land $60,000 Building $519,910 |
| 2023 | $1,976.00 | $292,270 Land $50,000 Building $242,270 | $292,270 Land $50,000 Building $242,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 547 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 547 Cardinal Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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