439 Cardinal Dr, Brevard, NC 28712 Property Records

Transylvania County property record for 439 Cardinal Dr, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,146 sqft · built 1982
Lot Size	3.98 acres (173,804 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Oct 2018)
Tax Bill	$2,790 (2023)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8575-90-7345-000`

Property Details

APN / Parcel Number

Primary APN	`8575-90-7345-000`
Alternative APN	`70482620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,146 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	173,804 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	70482620
Street Address	439 CARDINAL DR
City	BREVARD
State	NC
Zip	28712-4263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S C L116 CARDINAL DR
Legal Subdivision	ILLAHEE HILLS SUB SEC C
Legal Lot Number	116
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	CATHEYS CREEK
Census Block Group	4
Census Block	4000
Census Tract	960302

Owner

Source: Transylvania County records, as of September 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	439 CARDINAL DR, BREVARD, NC 28712-4263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	2018005260
Deed Book / Page	859 / 173
Record Updated	Jun 7, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Oct 12, 2018
Property Address	439 CARDINAL DR, BREVARD, NC 28712-4263
Document Number	0008590173
Book / Page	859 / 173
Map Reference	FILE 1 SL 73A
Instrument Date	Oct 12, 2018
Instrument	2018005260
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15012 COURTSIDE COVE LN, 15012, CORNELIUS, NC 28031-0289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 CARDINAL DR, BREVARD, NC 28712-4263

Mortgage

Document Number	2018005261
Date	Oct 12, 2018
Instrument	2018005261

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,790.00	$420,830 Land $100,000 Building $320,830	$420,830 Land $100,000 Building $320,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Dr

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