Transylvania County property record for 640 Cardinal Dr, Brevard, NC 28712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,627 sqft · built 1977 |
| Lot Size | 1.14 acres (49,707 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,405 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8574-89-4982-000 |
| Primary APN | 8574-89-4982-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,627 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 49,707 sqft (1.14 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70340990 |
|---|---|
| Street Address | 640 CARDINAL DR |
| City | BREVARD |
| State | NC |
| Zip | 28712-4259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S C L320 CARDINAL DRIVE |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | CATHEYS CREEK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 960302 |
640 Cardinal Dr, a single family home, is owned by an individual.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 ADAMS AVE, CAPE CANAVERAL, FL 32920-2802 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 640 Cardinal Dr was $1,405.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,405.00 | $292,600 Land $60,000 Building $232,600 | $292,600 Land $60,000 Building $232,600 |
| 2023 | $1,231.00 | $187,010 Land $50,000 Building $137,010 | $187,010 Land $50,000 Building $137,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Cardinal Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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