5461 River Trl, Lima, OH 45807 Property Records

Allen County property record for 5461 River Trl, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,492 sqft · built 1975
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jan 1996)
Tax Bill	$2,131 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-1804-02-025.000`

Property Details

APN / Parcel Number

Primary APN	`36-1804-02-025.000`
Alternative APN	`G2536180402025000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	484 sqft
Finished Basement	484 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,765 sqft (0.316 acres)
Lot Dimensions	130 ft deep x 106 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5461 RIVER TRL
City	LIMA
State	OH
Zip	45807-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTAWA RIVER BEND #1 LOT 854 FF 124.10 JOINT TEN
Legal Subdivision	OTTAWA RIVER BEND
Legal Lot Number	854
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1011
Census Tract	10802

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5461 RIVER TRL, LIMA, OH 45807-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage THE STATE BANK & TRUST CO
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 1996 · Amount on Record
Deed Sale	Jan 26, 1996 · Amount on Record
Prior Sale	May 17, 1994 · Amount on Record
Last Transfer Date	Jan 22, 2016
Transfer Doc	1250000690
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5461 RIVER TRL, LIMA, OH 45807-1320
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5030005959
Date	May 3, 2021
Book Page	2021/5959
Instrument	202105030005959

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5461 RIVER TRL, LIMA, OH 45807-1320
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5030005958
Date	May 3, 2021
Book Page	2021/5958
Instrument	202105030005958

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,131.00 (-1.43%)	$49,880 (-) Land $8,610 Building $41,270	$142,500 (-) Land $24,600 Building $117,900
2024	$2,162.00 (+24.75%) Homeowner's exemption	$49,880 (+39.99%) Land $8,610 Building $41,270	$142,500 (+39.98%) Land $24,600 Building $117,900
2023	$1,733.00 (-1.98%) Homeowner's exemption	$35,630 (-) Land $6,160 Building $29,470
2022	$1,768.00 Homeowner's exemption	$35,630 Land $6,160 Building $29,470
2021			$101,800 Land $17,600 Building $84,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503
Water Source	Purchased surface water from LIMA CITY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Watch TV.

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