5448 River Trl, Lima, OH 45807 Property Records

Allen County property record for 5448 River Trl, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,698 sqft · built 1975
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Jul 2016)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-1804-01-008.000`

Property Details

APN / Parcel Number

Primary APN	`36-1804-01-008.000`
Alternative APN	`G2536180401008000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	738 sqft
Upper Floors Area	480 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	134 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5448 RIVER TRL
City	LIMA
State	OH
Zip	45807-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTAWA RIVER BEND #1 LOT 856 FF 68.00
Legal Subdivision	OTTAWA RIVER BEND
Legal Lot Number	856
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1013
Census Tract	10802

Owner

Source: Allen County assessment roll, APN 36-1804-01-008.000, as of May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5448 RIVER TRL, LIMA, OH 45807-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2016 · Amount on Record
Deed Sale	Jul 13, 2016 · Amount on Record
Prior Sale	Feb 17, 2010 · Amount on Record
Deed Document Number	20167318
Deed Book / Page	2016 / 7318
Prior Transfer Date	Mar 01, 2005
Prior Transfer Doc	0000008172
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5448 RIVER TRL, LIMA, OH 45807-1319
Document Number	0000015561
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 RIVER TRL LIMA OH 458071319, LIMA, OH 45807-1319

Mortgage

Document Number	0000015561
Date	Dec 15, 2020
Instrument	15561

Lender

Name	TOPMARK FCU
Type	Credit Union
Address	CRIDERSVILLE, OH 45806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Tax Assessment & Valuation

Source: Allen County assessment roll as of May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (-1.42%)	$58,320 (-) Land $6,900 Building $51,420	$166,600 (-) Land $19,700 Building $146,900
2024	$2,528.00 (+24.78%) Homeowner's exemption	$58,320 (+39.99%) Land $6,900 Building $51,420	$166,600 (+4%) Land $19,700 Building $146,900
2023	$2,026.00 (-1.98%) Homeowner's exemption	$41,660 (-) Land $4,940 Building $36,720
2022	$2,067.00 Homeowner's exemption	$41,660 Land $4,940 Building $36,720
2021			$119,000 Land $14,100 Building $104,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), as of June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030108021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 256 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, Brightspeed.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH0200503, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELIDA VILLAGE serves 4,109 people
Water Source	Purchased surface water from LIMA CITY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.