5432 River Trl, Lima, OH 45807 Property Records

Allen County property record for 5432 River Trl, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,504 sqft · built 1975
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Jun 1999)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-1804-01-009.000`

Property Details

APN / Parcel Number

Primary APN	`36-1804-01-009.000`
Alternative APN	`G2536180401009000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	544 sqft
Upper Floors Area	480 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	134 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5432 RIVER TRL
City	LIMA
State	OH
Zip	45807-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTAWA RIVER BEND #1 LOT 857 JOINT TEN FF 68.00
Legal Subdivision	OTTAWA RIVER BEND
Legal Lot Number	857
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1013
Census Tract	10802

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5432 RIVER TRL, LIMA, OH 45807-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
Sep 6, 2018	Affidavit of Death, Transfer FIRST FED'L BK/MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 1999 · Amount on Record
Deed Sale	Jun 17, 1999 · Amount on Record
Prior Sale	Mar 31, 1994 · Amount on Record
Last Transfer Date	Aug 31, 2018
Transfer Doc	0000010154
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5432 RIVER TRL, LIMA, OH 45807-1319
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 RIVER TRL, ELIDA, OH 45807-1319

Mortgage

Document Number	9090012658
Date	Sep 9, 2021
Book Page	2021/12658
Instrument	202109090012658

Lender

Name	PREMIER BANK
Type	Bank
Address	LIMA, OH 45807

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 8, 2031

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALLEN OH
Recording Date	Sep 6, 2018
Property Address	5432 RIVER TRL, LIMA, OH 45807-1319
Document Number	0000010154
Book / Page	002018 / 010154
Instrument Date	Aug 31, 2018
Instrument	10154
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 RIVER TRL #ST LIMA OH 458071319, ST, LIMA, OH 45807-1319

Mortgage

Document Number	10155
Date	Sep 6, 2018
Instrument	10155

Lender

Name	FIRST FED'L BK/MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00 (-1.4%)	$51,040 (-) Land $6,900 Building $44,140	$145,800 (-) Land $19,700 Building $126,100
2024	$2,212.00 (+24.69%) Homeowner's exemption	$51,040 (+39.91%) Land $6,900 Building $44,140	$145,800 (+39.92%) Land $19,700 Building $126,100
2023	$1,774.00 (-1.99%) Homeowner's exemption	$36,480 (-) Land $4,940 Building $31,540
2022	$1,810.00 Homeowner's exemption	$36,480 Land $4,940 Building $31,540
2021			$104,200 Land $14,100 Building $90,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503
Water Source	Purchased surface water from LIMA CITY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Watch TV.

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