5461 Catowba Ln, Irvine, CA 92603 Property Records

Orange County property record for 5461 Catowba Ln, Irvine, CA 92603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 1969
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,728 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`463-082-11`

Property Details

APN / Parcel Number

Primary APN	`463-082-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	1,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	5,500 sqft (0.126 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5461 CATOWBA LN
City	IRVINE
State	CA
Zip	92603-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6287 BLK LOT 50
Legal Subdivision	TRACT NO 6287
Legal Tract	6287
Legal Lot Number	50
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1005
Census Tract	62629

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5461 CATOWBA LN, IRVINE, CA 92603-3533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLS FCU
Feb 13, 2019	Deed of Trust, Mortgage · ARM SCHOOLSFIRST FCU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 23, 1993
Transfer Doc	0000048643
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5461 CATOWBA LN, IRVINE, CA 92603-3533
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5461 CATOWBA LN, IRVINE, CA 92603-3533

Mortgage

Document Number	0000006395
Date	Jan 6, 2022
Instrument	2022000006395

Lender

Name	SCHOOLS FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5461 CATOWBA LN, IRVINE, CA 92603-3533
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043160
Date	Feb 13, 2019
Instrument	2019000043160

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5461 CATOWBA LN, IRVINE, CA 92603-3533
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000315914
Date	Jul 6, 2020
Instrument	2020000315914

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5461 CATOWBA LN, IRVINE, CA 92603-3533
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5461 CATOWBA LN, IRVINE, CA 92603-3533

Mortgage

Document Number	0000219208
Date	Mar 31, 2021
Instrument	2021000219208

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,586 (+2%) Land $342,828 Building $205,758
2025	$5,728.00 (+4.95%) Homeowner's exemption	$537,830 (+4.04%) Land $336,106 Building $201,724
2023	$5,458.00 (+2%) Homeowner's exemption	$516,947 Land $323,055 Building $193,892
2022	$5,351.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Catowba Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures