5432 Catowba Ln, Irvine, CA 92603 Property Records

Orange County property record for 5432 Catowba Ln, Irvine, CA 92603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,122 sqft · built 1969
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Company Names on Record
Last Sale	$3,355,000 (Apr 2025)
Tax Bill	$26,926 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`463-083-06`

Property Details

APN / Parcel Number

Primary APN	`463-083-06`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
1st Floor Area	2,122 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	5,500 sqft (0.126 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5432 CATOWBA LN
City	IRVINE
State	CA
Zip	92603-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6287 BLK LOT 64
Legal Subdivision	TRACT 6287
Legal Tract	6287
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1000
Census Tract	62629

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	12 CERVANTES CT, IRVINE, CA 92617-4114
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jun 10, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 10, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Jan 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Mar 24, 2023 · Amount on Record
Deed Document Number	2025105412
Prior Transfer Date	May 8, 2020
Prior Transfer Doc	0000265029
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 24, 2023
Property Address	5432 CATOWBA LN, IRVINE, CA 92603-3534
Document Number	0000066558
Map Reference	MB 253 PG 15-18
Instrument Date	Mar 3, 2023
Instrument	2023000066558
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5432 CATOWBA LN, IRVINE, CA 92603-3534

Mortgage

Document Number	0000066559
Date	Mar 24, 2023
Instrument	2023000066559

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5432 CATOWBA LN, IRVINE, CA 92603-3534
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 CATOWBA LN, IRVINE, CA 92603-3534

Mortgage

Document Number	0000223443
Date	Jun 22, 2022
Instrument	2022000223443

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5432 CATOWBA LN, IRVINE, CA 92603-3534
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 CATOWBA LN, IRVINE, CA 92603-3534

Mortgage

Document Number	0000424573
Date	Jun 29, 2021
Instrument	2021000424573

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	IRVINE, CA 92603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Jul 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 10, 2020
Property Address	5432 CATOWBA LN, IRVINE, CA 92603-3534
Document Number	0000265030
Map Reference	MB 253 PG 15-18
Instrument Date	May 12, 2020
Instrument	2020000265030
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5432 CATOWBA LN, IRVINE, CA 92603-3534

Mortgage

Document Number	0000265031
Date	Jun 10, 2020
Instrument	2020000265031

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000265032
Date	Jun 10, 2020
Instrument	2020000265032

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 10, 2020
Property Address	5432 CATOWBA LN, IRVINE, CA 92603-3534
Document Number	0000265029
Instrument Date	May 8, 2020
Instrument	265029
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1871 EUCALYPTUS AVE ENCINITAS CA 920241106, ENCINITAS, CA 92024-1106

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 31, 2020
Property Address	5432 CATOWBA LN, IRVINE, CA 92603-3534
Document Number	0000043109
Instrument Date	Jan 23, 2020
Instrument	43109
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1871 EUCALYPTUS AVE ENCINITAS CA 920241106, ENCINITAS, CA 92024-1106

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,294,819 (-11.06%) Land $2,157,131 Building $137,688
2025	$26,926.00 (+89.79%)	$2,580,192 (+88.81%) Land $2,380,138 Building $200,054
2023	$14,187.00 (+1.89%) Homeowner's exemption	$1,366,531 Land $1,191,526 Building $175,005
2022	$13,924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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