546 White St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 546 White St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,501 sqft · built 1919
Lot Size	0.124 acres (5,384 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Apr 2021)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12220 P:0099`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12220 P:0099`
Alternative APN	`122200099`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,501 sqft Living Area
1st Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,384 sqft (0.124 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	122200099
Street Address	546 WHITE ST
City	SPRINGFIELD
State	MA
Zip	01108-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2011
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	546 WHITE ST, SPRINGFIELD, MA 01108-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Sep 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Book / Page	23805 / 591
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 5, 2021
Property Address	546 WHITE ST, SPRINGFIELD, MA 01108-3246
Document Number	23805-591
Book / Page	23805 / 591
Instrument Date	Apr 5, 2021
Instrument	22936
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	546 WHITE ST, SPRINGFIELD, MA 01108-3246

Mortgage

Document Number	22937
Date	Apr 5, 2021
Instrument	22937

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 27, 2019
Property Address	546 WHITE ST, SPRINGFIELD, MA 01108-3246
Document Number	22877-209
Book / Page	22877 / 209
Instrument Date	Sep 25, 2019
Instrument	56258
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 BRECKWOOD CIR, SPRINGFIELD, MA 01119-2312
Investor	Possibly a Property Investor

Mortgage

Document Number	56259
Date	Sep 27, 2019
Instrument	56259

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00 (+6.2%)	$241,300 (+15.45%) Land $37,300 Building $204,000	$277,305 (+0.55%)
2024			$275,785
2023	$3,563.00	$209,000 Land $35,600 Building $173,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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