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553 White St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 553 White St, Springfield, MA 01108

Property Summary

Property TypeDuplex
Details8 bd · 3 ba · 3,280 sqft · built 1912
Lot Size0.176 acres (7,688 sqft)
Owner2 Individual Names on Record
Last Sale$206,000 (Sep 2018)
Tax Bill$4,963 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:12220 P:0199

Property Details

APN / Parcel Number

Primary APNSPRI S:12220 P:0199
Alternative APN
  • 122200199

Interior

Bedrooms8 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units2 Units
Stories3 Stories
Building Area3,280 sqft Living Area
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area7,688 sqft (0.176 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number122200199
Street Address553 WHITE ST
CitySPRINGFIELD
StateMA
Zip01108-3229
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2000
Census Tract802601

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address553 WHITE ST, SPRINGFIELD, MA 01108-3229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 21, 2018Quit Claim Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2018 · Amount on Record
Deed SaleSep 21, 2018 · Amount on Record
Prior SaleJan 29, 2010
Transfer Doc0000215914
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address553 WHITE ST, SPRINGFIELD, MA 01108-3229
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000241997
DateFeb 11, 2026
Instrument241997
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term265 Months
DueMar 1, 2048

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateSep 21, 2018
Property Address553 WHITE ST, SPRINGFIELD, MA 01108-3229
Book / Page022370 / 000335
Instrument DateSep 20, 2018
Instrument215914
Transaction TypeTransfer
Record UpdatedOct 9, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$957.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 CUMBERLAND ST #1 SPRINGFIELD MA 011071833, 1, SPRINGFIELD, MA 01107-1833

Mortgage

Document Number22370-335
DateSep 21, 2018
Book Page022370/000335
Instrument56941
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,963.00 (+6.57%)$321,000 (+8.08%) Land $52,400 Building $268,600$377,471
2025$4,657.00 (+3.08%)$297,000 (+12.08%) Land $38,600 Building $258,400
2023$4,518.00$265,000 Land $36,800 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

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