529 White St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 529 White St, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	8 bd · 2.5 ba · 3,203 sqft · built 1912
Lot Size	0.251 acres (10,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Nov 2016)
Tax Bill	$5,615 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12220 P:0202`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12220 P:0202`
Alternative APN	`122200202`

Interior

Bedrooms	8 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,203 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	10,920 sqft (0.251 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	122200202
Street Address	529 WHITE ST
City	SPRINGFIELD
State	MA
Zip	01108-3227
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR1R2
Legal Subdivision	SECTION 01
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2006
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 WHITE ST, SPRINGFIELD, MA 01108-3227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2016 · Amount on Record
Deed Sale	Nov 8, 2016 · Amount on Record
Prior Sale	Aug 18, 2010 · Amount on Record
Deed Document Number	201667190
Deed Book / Page	21439 / 61
Transfer Doc	0021439-61
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 3, 2026
Property Address	529 WHITE ST, SPRINGFIELD, MA 01108-3227
Document Number	0000031066
Book / Page	26404 / 73
Instrument Date	Jun 5, 2026
Instrument	202631066
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 WHITE ST, SPRINGFIELD, MA 01108-3227

Mortgage

Document Number	0000031066,
Date	Jul 3, 2026
Book Page	26404/73
Instrument	202631066

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	529 WHITE ST, SPRINGFIELD, MA 01108-3227
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024411-571
Date	Feb 18, 2022
Book Page	24411/571
Instrument	10476

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,615.00 (+4.95%)	$363,200 (+6.45%) Land $53,400 Building $309,800	$378,815
2025	$5,350.00 (+4.15%)	$341,200 (+13.24%) Land $39,700 Building $301,500
2023	$5,137.00	$301,300 Land $37,800 Building $263,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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