546 Ramos Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 546 Ramos Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,838 sqft · built 2018
Lot Size	0.341 acres (14,830 sqft)
Owner	Company Name on Record
Last Sale	$182,000 (Apr 2014)
Tax Bill	$14,855 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-3030-041-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3030-041-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,838 sqft Living Area
1st Floor Area	2,132 sqft
2nd Floor Area	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	14,830 sqft (0.341 acres)
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	546 RAMOS DR
City	FOLSOM
State	CA
Zip	95630-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	POR LOT 27 AND A POR OF LOT 28, EMPIRE RANCH VILLAGE NO. 36 A, DESCRIBED AS , BEGINNING AT THE MOST WESTERLY CORNER OF LOT
Legal Subdivision	EMPIRE RANCH VLG #36A
Legal Lot Number	27,28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1017
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	546 RAMOS DR, FOLSOM, CA 95630-6354
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 1, 2021	Intrafamily Transfer, Transfer
Apr 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 20, 2018	Quit Claim Deed, Mortgage ACADEMY MTG
Feb 28, 2017	Intrafamily Transfer, Transfer · Construction Mortgage COMMUNITY BUSINESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2014 · Amount on Record
Deed Sale	Apr 21, 2014 · Amount on Record
Deed Book / Page	20140421 / 195
Last Transfer Date	Oct 17, 2020
Transfer Doc	4010000003028
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	546 RAMOS DR, FOLSOM, CA 95630-6354
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	0000000620
Date	Mar 12, 2025
Instrument	202503120620

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 1, 2021
Property Address	546 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	0000003026
Map Reference	MB 357 PG 10
Instrument Date	Oct 17, 2020
Instrument	202104013026
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	546 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	0000003027
Date	Apr 1, 2021
Instrument	202104013027

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2050

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 1, 2021
Property Address	546 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	0000003028
Map Reference	MB 357 PG 10
Instrument Date	Oct 17, 2020
Instrument	202104013028
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	546 RAMOS DR, FOLSOM, CA 95630-6354

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 23, 2019
Property Address	546 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	1904230652
Instrument Date	Mar 27, 2019
Instrument	1904230652
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	546 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

August 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 20, 2018
Property Address	546 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	1808200601
Instrument Date	Aug 6, 2018
Instrument	1808200601
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	546 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

Mortgage

Document Number	1808200602
Date	Aug 20, 2018
Instrument	1808200602

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 28, 2017
Property Address	546 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	2280000001494
Book / Page	20170228 / 1494
Map Reference	MB 357 PG 10
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1764 PENTLAND CT, FOLSOM, CA 95630-6230

Mortgage

Document Number	201702281495
Date	Feb 28, 2017
Instrument	20170228/1495

Lender

Name	COMMUNITY BUSINESS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,207,232 (+2%) Land $227,563 Building $979,669
2025	$14,855.00 (+1.8%) Homeowner's exemption	$1,183,561 (+4.04%) Land $223,101 Building $960,460
2024	$14,593.00 (+2.81%)
2023	$14,194.00 (+1.18%) Homeowner's exemption	$1,137,604 Land $214,439 Building $923,165
2022	$14,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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