542 Ramos Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 542 Ramos Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,337 sqft · built 2017
Lot Size	0.328 acres (14,275 sqft)
Owner	2 Trust Names on File
Last Sale	$1,679,000 (Jul 2025)
Tax Bill	$13,403 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-3030-042-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3030-042-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,337 sqft Living Area
1st Floor Area	3,337 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	14,275 sqft (0.328 acres)
Garage Area	1,026 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	542 RAMOS DR
City	FOLSOM
State	CA
Zip	95630-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	ALL THAT POR OF LOT 28 EMPIRE RANCH VILLAGE NO. 36 A, DESCRIBED AS BEGINNING AT THE MOST WESTERLY CORNER OF LOT 28, TH N
Legal Subdivision	EMPIRE RANCH-VLG #36A
Legal Lot Number	28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1017
Census Tract	8512

Owner

542 Ramos Dr is owner-occupied and held in a trust since July 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	542 RAMOS DR, FOLSOM, CA 95630-6354
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2020	Deed of Trust, Mortgage US BK
Aug 21, 2018	Quit Claim Deed, Transfer EQUITY TITLE COMPANY
Jul 30, 2018	Deed of Trust, Mortgage GUARANTEED RATE
Apr 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on File
Deed Sale	Jul 9, 2025 · Amount on File
Prior Sale	Apr 14, 2014 · Amount on File
Deed Book / Page	20250709 / 656
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	4190000000029
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2026
Property Address	542 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	2026000276
Book / Page	20260406 / 276
Instrument Date	Mar 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	542 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	2026000276,
Date	Apr 6, 2026
Book Page	20260406/276

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	542 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	2010262508
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	542 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

Mortgage

Document Number	2010262508
Date	Oct 26, 2020
Instrument	2010262508

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 21, 2018
Property Address	542 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	1808211296
Instrument Date	Aug 13, 2018
Instrument	1808211296
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	542 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	542 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	1808060607
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	542 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

Mortgage

Document Number	1808060607
Date	Aug 6, 2018
Instrument	1808060607

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 19, 2019
Property Address	542 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	1904190029
Instrument Date	Mar 22, 2018
Instrument	1904190029
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	542 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

Tax Assessment & Valuation

The 2025 property tax bill for 542 Ramos Dr was $13,403, up 1.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,679,000 (+59.84%) Land $503,700 Building $1,175,300
2025	$13,403.00 (+1.76%)	$1,050,458 Land $223,715 Building $826,743
2024	$13,171.00 (+2.91%)
2023	$12,798.00 (+1.15%) Homeowner's exemption	$1,009,670 Land $215,029 Building $794,641
2022	$12,653.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 542 Ramos Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Ramos Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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