534 Ramos Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 534 Ramos Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,595 sqft · built 2016
Lot Size	0.547 acres (23,832 sqft)
Owner	Company Name on Record
Last Sale	$1,650,000 (Sep 2020)
Tax Bill	$21,802 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072-3030-026-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3030-026-0000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,595 sqft Living Area
1st Floor Area	4,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	23,832 sqft (0.547 acres)
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	534 RAMOS DR
City	FOLSOM
State	CA
Zip	95630-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH - VILLAGE NO 36A, LOT 30
Legal Subdivision	EMPIRE RANCH - VILLAGE NO 36A
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1017
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	534 RAMOS DR, FOLSOM, CA 95630-6354
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Jun 6, 2022	Intrafamily Transfer, Transfer
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Nov 28, 2020	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Sep 3, 2020	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Jun 5, 2020	Quit Claim Deed, Transfer FINANCE OF AMERICA MTG
Jun 5, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Book / Page	20200903 / 1010
Last Transfer Date	May 31, 2022
Transfer Doc	2022000002
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	534 RAMOS DR, FOLSOM, CA 95630-6354
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	0000001240
Date	Sep 7, 2021
Instrument	2021090701240

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 6, 2022
Property Address	534 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	0000000002
Map Reference	MB 357 MAP 10
Instrument Date	May 31, 2022
Instrument	2022060600002
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	534 RAMOS DR, FOLSOM, CA 95630-6354

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	534 RAMOS DR, FOLSOM, CA 95630-6354
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	2021090701240
Date	Sep 7, 2021
Instrument	2021090701240

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	534 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	2012090847
Instrument Date	Nov 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	534 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

Mortgage

Document Number	2012090847
Date	Dec 9, 2020
Instrument	2012090847

Lender

Name	LENDUS LLC
Address	3240 STONE VALLEY RD W, ALAMO, CA 94507-1555

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 3, 2020
Property Address	534 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	2009031010
Instrument Date	Aug 27, 2020
Instrument	2009031010
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	534 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

Mortgage

Document Number	2009031011
Date	Sep 3, 2020
Instrument	2009031011

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Mortgage

Document Number	2009031012,
Date	Sep 3, 2020
Instrument	2009031012

Lender

Name	TRACY KNAPP
Address	6690 INDIAN SPRINGS CT, SAN JOSE, CA 95120-4666

Agreement

Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 5, 2020
Property Address	534 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	2006050783
Instrument Date	May 29, 2020
Instrument	2006050783
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	534 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

Mortgage

Document Number	2006050784
Date	Jun 5, 2020
Instrument	2006050784

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 5, 2020
Property Address	534 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	2006050785
Instrument Date	May 29, 2020
Instrument	2006050785
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	534 RAMOS DR FOLSOM CA 956306354, FOLSOM, CA 95630-6354

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,849,821 (+2%) Land $458,193 Building $1,391,628
2025	$21,802.00 (+1.88%)	$1,813,551 (+5.64%) Land $449,209 Building $1,364,342
2024	$21,399.00 (+3.92%)
2023	$20,592.00 (+1.26%)	$1,716,660 Land $431,766 Building $1,284,894
2022	$20,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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