546 N Rustic Dr, Midland, MI 48640 Property Records

Midland County property record for 546 N Rustic Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1969
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Feb 2014)
Tax Bill	$1,753 (2022)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-875-500-010-00`

Property Details

APN / Parcel Number

Primary APN	`040-875-500-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,328 sqft Living Area
Basement Area	1,328 sqft

Exterior

Year Built	Built 1969
Exterior Material	Aluminum/Vinyl
Lot Area	22,651 sqft (0.519 acres)
Garage Area	1,520 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	04087550001000
Street Address	546 N RUSTIC DR
City	MIDLAND
State	MI
Zip	48640-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R1E LOT 1 WILDWOOD SUB NO 1.
Legal Subdivision	WILDWOOD SUB
Legal Lot Number	1
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1035
Census Tract	291200

Owner

Source: Midland County records · APN 040-875-500-010-00

Assessment roll updated March 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	546 N RUSTIC DR, MIDLAND, MI 48640-5011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2014 · Amount on Record
Deed Sale	Feb 25, 2014 · Amount on Record
Deed Document Number	0001574870
Record Updated	Jun 07, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	546 N RUSTIC DR, MIDLAND, MI 48640-5011
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 N RUSTIC DR, MIDLAND, MI 48640-5011

Mortgage

Document Number	1645/26
Date	Apr 23, 2021
Book Page	1645/26

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated March 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2017–2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 7 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Based on FCC filings for 59 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MIDLAND serves 42,547 people
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.