609 N Rustic Dr, Midland, MI 48640 Property Records

Midland County property record for 609 N Rustic Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1970
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Last Sale	$119,500 (Mar 1999)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-875-500-430-00`

Property Details

APN / Parcel Number

Primary APN	`040-875-500-430-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	43,996 sqft (1.01 acres)
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 N RUSTIC DR
City	MIDLAND
State	MI
Zip	48640-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R1E LOTS 43 & 44 WILDWOOD SUB NO 1
Legal Subdivision	WILDWOOD SUB
Legal Lot Number	43-44
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1030
Census Tract	291200

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	609 N RUSTIC DR, MIDLAND, MI 48640-8625
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU
Nov 9, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 1999 · Amount on Record
Deed Sale	Mar 8, 1999 · Amount on Record
Prior Sale	Jun 1, 1992 · Amount on Record
Deed Book / Page	906 / 519
Last Transfer Date	Oct 25, 2018
Transfer Doc	1619/1474
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	609 N RUSTIC DR, MIDLAND, MI 48640-8625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1631/1240
Date	Mar 9, 2020
Book Page	1631/1240

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 3, 2030

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 9, 2018
Property Address	609 N RUSTIC DR, MIDLAND, MI 48640-8625
Document Number	1619/1474
Book / Page	1619 / 1474
Instrument Date	Oct 25, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 N RUSTIC DR, 609, MIDLAND, MI 48640-8625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 N RUSTIC DR, MIDLAND, MI 48640-8625

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,800 (+2.65%)	$193,600 (+2.65%)
2025	$2,300.00 (+0.17%) Homeowner's exemption	$94,300	$188,600
2024	$2,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2017–2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Rustic Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures