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612 N Rustic Dr, Midland, MI 48640 Property Records

Midland County property record for 612 N Rustic Dr, Midland, MI 48640 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,120 sqft · built 1950
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on File
Last Sale$167,700 (Jul 2021)
Tax Bill$2,815 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Dec 2018 Transfer
Flood ZoneZone X (minimal risk)
APN040-875-500-060-00

Property Details

APN / Parcel Number

Primary APN040-875-500-060-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Lot Area40,511 sqft (0.93 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address612 N RUSTIC DR
CityMIDLAND
StateMI
Zip48640-5012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT14N R1E LOTS 6 & 7 WILDWOOD SUB NO 1.
Legal SubdivisionWILDWOOD SUB
Legal Lot Number6-7
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group1
Census Block1028
Census Tract291200

Owner

Source: Midland County records · APN 040-875-500-060-00

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address612 N RUSTIC DR, MIDLAND, MI 48640-5012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 11, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Prior SaleSep 01, 1985 · Amount on Record
Deed Book / Page1648 / 432
Prior Transfer DateDec 05, 2018
Prior Transfer Doc01620/00993
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJul 30, 2021
Property Address612 N RUSTIC DR, MIDLAND, MI 48640-5012
Document Number1648/432
Book / Page1648 / 432
Map ReferenceLB D PG 33&34
Instrument DateJul 28, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address612 N RUSTIC DR, 612, MIDLAND, MI 48640-5012

Transferred To (Grantee/Buyer)

NameVerified Name
Address5904 SUMMERSET DR, MIDLAND, MI 48640-2948

Mortgage

Document Number1648433
DateJul 30, 2021
Instrument1648/433
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateDec 11, 2018
Property Address612 N RUSTIC DR, MIDLAND, MI 48640-5012
Document Number01620/00993
Book / Page01620 / 00993
Instrument DateDec 05, 2018
Instrument01620-00993
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$128,200 (+17.94%)$256,400 (+17.94%)
2025$2,815.00 (+0.21%) Homeowner's exemption$108,700$217,400
2024$2,809.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112912001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims7 (2017–2020)
Most Recent ClaimMay 2020, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, May 2020 · 7 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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