San Mateo County property record for 546 Highland Ave, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,890 sqft · built 1991 |
| Lot Size | 0.22 acres (9,562 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,700,000 (Apr 2024) |
| Tax Bill | $21,652 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-064-340 |
| Primary APN | 056-064-340 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,890 sqft Living Area |
| Gross Area | 3,590 sqft |
| 1st Floor Area | 1,610 sqft |
| 2nd Floor Area | 1,280 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 9,562 sqft (0.22 acres) |
| Lot Dimensions | 101 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 546 HIGHLAND AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100B2 |
| Legal Description | LOT I BLOCK 2 CITY OF HALF MOON BAY OFFICIAL MAP NO 3 RSM 107/34-35 |
| Legal Subdivision | CITY OF HALF MOON BAY |
| Legal Block | 2 |
| Legal Lot Number | I |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 613501 |
546 Highland Ave is owner-occupied and held in a trust since April 2024.
Source: San Mateo County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 546 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on File |
| Deed Sale | Apr 25, 2024 · Amount on File |
| Prior Sale | Sep 30, 1996 · Amount on File |
| Deed Document Number | 202421323 |
| Prior Transfer Date | Dec 8, 2010 |
| Prior Transfer Doc | 0000155564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 25, 2024 |
| Property Address | 546 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704 |
| Document Number | 0000021323 |
| Map Reference | MB 107 PG 34&35 |
| Instrument Date | Apr 22, 2024 |
| Instrument | 2024-021323 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 546 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704 |
| Document Number | 0000021324 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024-021324 |
| Name | PREMIER LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0000021325 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024-021325 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 546 Highland Ave was $21,652 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,768,680 (+2%) Land $936,360 Building $832,320 | ||
| 2025 | $21,652.00 Homeowner's exemption | $1,734,000 Land $918,000 Building $816,000 | |
| 2023 | $16,376.00 (+96.1%) | $1,368,645 Land $325,971 Building $1,042,674 | $1,568,340 |
| 2022 | $8,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 546 Highland Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 546 Highland Ave is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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