542 Highland Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 542 Highland Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,810 sqft · built 1990
Lot Size	0.194 acres (8,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Feb 2004)
Tax Bill	$15,970 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056-064-440`

Property Details

APN / Parcel Number

Primary APN	`056-064-440`
Alternative APN	`056064350`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,810 sqft Living Area
Gross Area	3,590 sqft
1st Floor Area	1,700 sqft
2nd Floor Area	1,110 sqft
Basement Area	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	8,432 sqft (0.194 acres)
Lot Dimensions	98 ft deep x 87 ft wide
Garage Type	Basement
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	542 HIGHLAND AVE
City	HALF MOON BAY
State	CA
Zip	94019-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8432 SQ FT MOL BEING LOT J BLOCK 2 LESS NWLY 12 FT CITY OF HALF MOON BAY OFFICIAL MAP NO 3 RSM 107/34-35
Legal Subdivision	CITY OF HALF MOON BAY
Legal Block	2
Legal Lot Number	J
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2050
Census Tract	613501

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	542 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 9, 2019	Deed of Trust, Mortgage TIAA FSB
Jan 16, 2019	Intrafamily Transfer, Transfer · ARM SIERRA PACIFIC MORTGAGE CO INC
Aug 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2004 · Amount on Record
Deed Sale	Feb 20, 2004 · Amount on Record
Prior Sale	Sep 26, 2003 · Amount on Record
Deed Document Number	200430901
Prior Transfer Date	Apr 4, 1997
Prior Transfer Doc	0000060731
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	542 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704

Mortgage

Document Number	0000146455
Date	Dec 16, 2020
Instrument	2020-146455

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	542 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057703
Date	Jul 7, 2017
Instrument	2017-057703

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	542 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704
Document Number	0000005868
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	542 HIGHLAND AVE HALF MOON BAY CA 940191704, HALF MOON BAY, CA 94019-1704

Mortgage

Document Number	0000005868
Date	Jan 23, 2020
Instrument	5868

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jan 16, 2019
Property Address	542 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704
Document Number	0000003151
Map Reference	VOL 107 PG 34&35
Instrument Date	Jan 8, 2019
Instrument	2019-003151
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	542 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704

Mortgage

Document Number	0000003152
Date	Jan 16, 2019
Instrument	2019-003152

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 17, 2017
Property Address	542 HIGHLAND AVE, HALF MOON BAY, CA 94019-1704
Document Number	0000071851
Instrument Date	Aug 17, 2017
Instrument	71851
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	542 HIGHLAND AVE HALF MOON BAY CA 940191704, HALF MOON BAY, CA 94019-1704

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,268,936 (+2%) Land $634,468 Building $634,468
2025	$15,970.00 (+10.83%) Homeowner's exemption	$1,244,056 (+4.04%) Land $622,028 Building $622,028
2023	$14,410.00 (+2.23%) Homeowner's exemption	$1,195,750 Land $597,875 Building $597,875	$1,458,270
2022	$14,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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