546 E Gainsborough Rd, Thousand Oaks, CA 91360 Property Records

Ventura County property record for 546 E Gainsborough Rd, Thousand Oaks, CA 91360

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,405 sqft · built 1963
Lot Size	0.25 acres (10,900 sqft)
Owner	2 Individual Names on File
Last Sale	$1,020,000 (Dec 2023)
Tax Bill	$11,475 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`677-0-282-115`

Property Details

APN / Parcel Number

Primary APN	`677-0-282-115`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	10,900 sqft (0.25 acres)
Lot Dimensions	137 ft deep x 83 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	546 E GAINSBOROUGH RD
City	THOUSAND OAKS
State	CA
Zip	91360-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TRACT: 140604 LOT: 402 REF: 036MR 081
Legal Subdivision	1406-4
Legal Tract	140604
Legal Block	282
Legal Lot Number	402
Jurisdiction	VENTURA CA
Township / Civil Division	THOUSAND OAKS
Census Block Group	3
Census Block	3003
Census Tract	6800

Owner

546 E Gainsborough Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING
Dec 8, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Aug 15, 2023	Grant Deed, Construction Loan · Commercial Mortgage REAL PROPERTY FUNDING GROUP LLC
Aug 14, 2023	Grant Deed, Transfer STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY
Feb 22, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 22, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Aug 15, 2023 · Amount on File
Deed Document Number	202379801
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0000021725
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337

Mortgage

Document Number	0000015557
Date	Feb 27, 2026
Instrument	2026000015557

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337

Mortgage

Document Number	0000009244
Date	Feb 6, 2025
Instrument	2025000009244

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

December 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 8, 2023
Property Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337
Document Number	0000079801
Map Reference	MB 36 PG 81
Instrument Date	Dec 1, 2023
Instrument	2023000079801
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337

Mortgage

Document Number	0000079802
Date	Dec 8, 2023
Instrument	2023000079802

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

August 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 15, 2023
Property Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337
Document Number	0000054685
Map Reference	MB 36 PG 81
Instrument Date	Jul 31, 2023
Instrument	2023000054685
Transaction Type	Construction Loan
Record Updated	Oct 16, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 ANTON BLVD STE 150, 150, COSTA MESA, CA 92626-7036

Mortgage

Document Number	0000054686
Date	Aug 15, 2023
Instrument	2023000054686

Lender

Name	REAL PROPERTY FUNDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 14, 2023
Property Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337
Document Number	0000054246
Map Reference	MB 36 PG 81
Instrument Date	Jul 26, 2023
Instrument	2023000054246
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18881 VON KARMAN AVE STE 225, 225, IRVINE, CA 92612-1594
Investor	Possibly a Property Investor

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 22, 2022
Property Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337
Document Number	0000021725
Map Reference	MB 36 PG 81
Instrument Date	Oct 8, 2021
Instrument	2022000021725
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 22, 2022
Property Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337
Document Number	0000021724
Map Reference	MB 36 PG 81
Instrument Date	Oct 8, 2021
Instrument	2022000021724
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5337

Tax Assessment & Valuation

The 2025 property tax bill for 546 E Gainsborough Rd was $11,475, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Thousand Oaks City
Unified School District	Conejo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,061,208 (+2%) Land $689,786 Building $371,422
2025	$11,475.00 (+2.24%)	$1,040,400 Land $676,260 Building $364,140
2024	$11,224.00 (+106.97%)
2023	$5,423.00 (+1.82%) Homeowner's exemption	$480,761 (+2%) Land $211,886 Building $268,875
2022	$5,326.00 Homeowner's exemption	$471,335 Land $207,732 Building $263,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 546 E Gainsborough Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 E Gainsborough Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THOUSAND OAKS WATER DEPARTMENT serves 54,770 people · EPA ID CA5610020
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on E Gainsborough Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures