Ventura County property record for 545 E Gainsborough Rd, Thousand Oaks, CA 91360
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,145 sqft · built 1962 |
| Lot Size | 0.228 acres (9,913 sqft) |
| Owner | Individual Name on File |
| Last Sale | $579,000 (Dec 2005) |
| Tax Bill | $8,790 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 677-0-283-055 |
| Primary APN | 677-0-283-055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,145 sqft Living Area |
| 1st Floor Area | 1,145 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 9,913 sqft (0.228 acres) |
| Lot Dimensions | 124 ft deep x 79 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 160 sqft |
| Street Address | 545 E GAINSBOROUGH RD |
|---|---|
| City | THOUSAND OAKS |
| State | CA |
| Zip | 91360-5338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-10 |
| Legal Description | TRACT: 140604 LOT: 436 REF: 036MR 081 |
| Legal Subdivision | 1406-4 |
| Legal Tract | 140604 |
| Legal Block | 283 |
| Legal Lot Number | 436 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | THOUSAND OAKS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 6800 |
545 E Gainsborough Rd is owned and occupied by an individual who bought it in December 2005.
Source: Ventura County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2005 · Amount on File |
| Deed Sale | Dec 21, 2005 · Amount on File |
| Prior Sale | Sep 29, 1998 · Amount on File |
| Deed Document Number | 2005311947 |
| Prior Transfer Date | Nov 28, 2005 |
| Prior Transfer Doc | 0000311946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 545 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 545 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5338 |
| Document Number | 0000064366 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 2025000064366 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 545 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 545 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5338 |
| Document Number | 0000106550 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 20210528-00106550 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 545 E GAINSBOROUGH RD, THOUSAND OAKS, CA 91360-5338 |
| Document Number | 0000011067 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 541 E GAINSBOROUGH RD THOUSAND OAKS CA 913605338, THOUSAND OAKS, CA 91360-5338 |
| Document Number | 0000011067 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 11067 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2047 |
The 2025 property tax bill for 545 E Gainsborough Rd was $8,790 with a homeowner's exemption, up 2.4% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Thousand Oaks City |
| Unified School District | Conejo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $807,052 (+2%) Land $403,527 Building $403,525 | |
| 2025 | $8,790.00 (+2.35%) Homeowner's exemption | $791,228 Land $395,615 Building $395,613 |
| 2024 | $8,588.00 (+2.96%) | |
| 2023 | $8,341.00 (+1.78%) Homeowner's exemption | $760,504 Land $380,253 Building $380,251 |
| 2022 | $8,195.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 545 E Gainsborough Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 545 E Gainsborough Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THOUSAND OAKS WATER DEPARTMENT serves 54,770 people · EPA ID CA5610020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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