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533 E Academy St, Owatonna, MN 55060 Property Records

Steele County property record for 533 E Academy St, Owatonna, MN 55060 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1924
Square Footage2,252 sqft Living Area
Lot Size8,364 sqft (0.192 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2015)
Tax Bill$3,752.00 (2026)

Property Details

APN / Parcel Number

Primary APN17-136-0119

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area2,252 sqft Living Area
Basement Area436 sqft Basement
Finished Basement436 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialMetal Exterior
Roof ConstructionGambrel Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,364 sqft (0.192 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Garage Area360 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address533 E ACADEMY ST
CityOWATONNA
StateMN
Zip55060-3020
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREPLAT OF HIGHLAND PARK - CHAMBERS BLK 1 LOT 19 & 1/2 OF VACATED ALLEY RE-PLAT OF HIGHLAND PARK ADDN
Legal SubdivisionREPLAT OF HIGHLAND PARK - CHAMBERS
Legal Block1
Legal Lot Number19-1
JurisdictionSTEELE MN
Minor Civil DivisionOWATONNA
Census Blockgroup2
Census Block2031
Census Tract960200

Owner

Source: Steele County records · APN 17-136-0119

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address533 E ACADEMY ST, OWATONNA, MN 55060-3020
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL CO
Jul 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
PREMIER BANK
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2015 · Amount on Record
Deed SaleFeb 10, 2015 · Amount on Record
Prior SaleMar 31, 2006 · Amount on Record
Deed Doc Number2015400718
Record RefreshedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateOct 17, 2023
Property Address533 E ACADEMY ST, OWATONNA, MN 55060-3020
Document NumberA000450050
Instrument DateOct 10, 2023
InstrumentA000450050
Transaction TypeTransfer
Record UpdatedNov 08, 2023
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$963.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address533 E ACADEMY ST, OWATONNA, MN 55060-3020

Mortgage

Document NumberA000450051
DateOct 17, 2023
InstrumentA000450051
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Mortgage

Document NumberA000450052
DateOct 17, 2023
InstrumentA000450052
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 01, 2033

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address533 E ACADEMY ST, OWATONNA, MN 55060-3020
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000443608
DateJul 08, 2022
InstrumentA000443608
Lender
NamePREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address533 E ACADEMY ST, OWATONNA, MN 55060-3020
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000434575
DateFeb 23, 2021
InstrumentA000434575
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,752.00 (+14.18%)
2025$267,200 (+17.71%) Land $36,900 Building $230,300$267,200 (+17.71%) Land $36,900 Building $230,300
2023$3,286.00 Homeowner's exemption$227,000 Land $26,100 Building $200,900$227,000 Land $26,100 Building $200,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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