5457 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5457 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,690 sqft
Lot Size	0.748 acres (32,583 sqft)
Owner	Individual Name on Record
Tax Bill	$4,232 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-424-0093-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-424-0093-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,690 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Lot Area	32,583 sqft (0.748 acres)
Lot Depth	650 ft Depth
Garage Area	1,720 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5457 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 94 SUP ROY T GILBERTS PLAT
Legal Subdivision	SUP TROY T GILBERT PLAT
Legal Lot Number	94
Legal Unit	94
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 468, ALGONAC, MI 48001-0468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage QUICKEN LOANS LLC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 11, 2018	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 20, 2013
Transfer Doc	004377/741
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5457 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5457 POINTE TREMBLE RD, ALGONAC, MI 48001-4370

Mortgage

Document Number	0005566383
Date	Oct 3, 2022
Book Page	5566/383
Instrument	2022022629

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	219 Months
Due	Jan 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5457 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5457 POINTE TREMBLE RD, ALGONAC, MI 48001-4370

Mortgage

Document Number	0005290949
Date	Dec 18, 2020
Book Page	5290/949
Instrument	2020032193

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5457 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Document Number	0051770077
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5457 POINTE TREMBLE RD ALGONAC MI 480014370, ALGONAC, MI 48001-4370

Mortgage

Document Number	0051770077
Date	Apr 22, 2020
Book Page	005177/000077

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5457 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Document Number	0049490499
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5457 POINTE TREMBLE RD ALGONAC MI 480014370, ALGONAC, MI 48001-4370

Mortgage

Document Number	0049490499
Date	May 29, 2018
Book Page	004949/000499

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,500 (+8.28%)	$403,000 (+8.28%)
2025	$4,232.00 (+2.27%) Homeowner's exemption	$186,100 (+13.48%)
2024	$4,138.00 (+8.75%)		$372,200 (+13.48%)
2023		$164,000
2022	$3,805.00		$328,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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