5443 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5443 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 2023
Lot Size	0.767 acres (33,411 sqft)
Owner	Individual Name on Record
Last Sale	$199,500 (Oct 2021)
Tax Bill	$6,513 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-14-424-0095-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-424-0095-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,826 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	33,411 sqft (0.767 acres)
Lot Depth	660 ft Depth
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5443 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 96 SUP ROY T GILBERTS PLAT
Legal Subdivision	SUPERCISOR ROY T GILBERTS PLAT
Legal Lot Number	96
Legal Unit	96
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5443 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Oct 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	202129870
Deed Book / Page	5438 / 429
Prior Transfer Date	Oct 14, 2008
Prior Transfer Doc	0038850253
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5443 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 ESTES ST, NORTON SHORES, MI 49441-3737

Mortgage

Document Number	0005626670
Date	Jun 2, 2023
Book Page	5626/670
Instrument	2023009942

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	1-Year T-Bill
Margin	3
Max Rate	11.2%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 25, 2021
Property Address	5443 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Document Number	0005438429
Book / Page	5438 / 429
Map Reference	LB 41 PG 6
Instrument Date	Oct 7, 2021
Instrument	2021029870
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Tax	$1,496.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2788 BUCKINGHAM AVE, BIRMINGHAM, MI 48009-7553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 ESTES ST, NORTON SHORES, MI 49441-3737

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,300 (+10.42%)	$544,600 (+10.42%)
2025	$6,513.00 (+65.89%) Homeowner's exemption	$246,600 (+62.88%)
2024	$3,926.00 (-26.15%)		$493,200 (+62.88%)
2023		$151,400
2022	$5,316.00		$302,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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