5449 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5449 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft
Lot Size	0.767 acres (33,411 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Jun 1994)
Tax Bill	$4,575 (2024)
Deeds & Mortgages	May 2022 Second Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-424-0094-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-424-0094-000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,624 sqft Living Area

Exterior

Lot Area	33,411 sqft (0.767 acres)
Lot Depth	660 ft Depth
Garage Area	2,096 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74144240094000
Street Address	5449 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 95 SUP ROY T GILBERTS PLAT
Legal Subdivision	SUPRVRS ROY T GILBERTS PLAT-CL
Legal Lot Number	95
Legal Unit	95
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5449 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HUNTINGTON NATIONAL BANK
Jan 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 1994 · Amount on Record
Deed Sale	Jun 24, 1994 · Amount on Record
Deed Document Number	0000136538
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5449 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5449 POINTE TREMBLE RD, ALGONAC, MI 48001-4370

Mortgage

Document Number	0005523976
Date	May 20, 2022
Book Page	5523/976
Instrument	2022012633

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5449 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Document Number	0049130456
Book / Page	004913 / 000456
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5449 POINTE TREMBLE RD ALGONAC MI 480014370, ALGONAC, MI 48001-4370

Mortgage

Document Number	0049130456
Date	Jan 31, 2018
Book Page	004913/000456

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2033

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,400 (+14.75%)
2024	$4,575.00 (+8.77%)		$438,800 (+14.75%)
2023		$191,200
2022	$4,206.00		$382,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Cell Coverage

5G and 4G LTE (outdoors only)

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