54523 27th St, South Bend, IN 46635 Property Records

St. Joseph County property record for 54523 27th St, South Bend, IN 46635

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1924
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on File
Tax Bill	$412 (2024)
Deeds & Mortgages	Mar 2017 Sale Jul 2013 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-32-326-013.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-32-326-013.000-003`
Alternative APN	`00221557075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Attic	Attic
Attic Area	884 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1924
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	134 ft deep x 94 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00221557075
Street Address	54523 27TH ST
City	SOUTH BEND
State	IN
Zip	46635-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 532 & 533 WILMETTE PARK 3RD ADD 25/26 CONS W/7074 PER ASSESSOR IC 6 1.1516
Legal Subdivision	WILMETTE PARK 3RD ADD
Legal Lot Number	532-533
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	11310

Owner

54523 27th St is owned and occupied by an individual who acquired it in March 2017.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	54523 27TH ST, SOUTH BEND, IN 46635-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jul 12, 2013	Intrafamily Transfer, Transfer
Nov 30, 2012	Personal Representative Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2017
Deed Sale	Mar 27, 2017
Prior Sale	Jul 12, 2013
Deed Document Number	0001706995
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 27, 2017
Property Address	54523 27TH ST, SOUTH BEND, IN 46635-1803
Document Number	0001706995
Map Reference	PB16 PGW
Instrument Date	Mar 23, 2017
Instrument	1706995
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54523 27TH ST, SOUTH BEND, IN 46635-1803

July 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 12, 2013
Property Address	54523 27TH ST, SOUTH BEND, IN 46635-1803
Document Number	0001321178
Map Reference	PB 16 PG W
Instrument Date	Jul 12, 2013
Instrument	1321178
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54523 27TH ST, SOUTH BEND, IN 46635-1803

November 2012: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 30, 2012
Property Address	54523 27TH ST, SOUTH BEND, IN 46635-1803
Document Number	0001238273
Map Reference	MB16 PG W
Instrument Date	Nov 19, 2012
Instrument	1238273
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001238274
Date	Nov 30, 2012
Instrument	1238274

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2042

Mortgage

Document Number	0001238275
Date	Nov 30, 2012
Instrument	1238275

Lender

Name	INDIANA HOUSING COMMUNITY DEVELOPMENT AU
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	24 Months
Due	Nov 27, 2014

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,100 Land $52,700 Building $151,400	$204,100 Land $52,700 Building $151,400
2024	$412.00 (+1.73%)
2023	$405.00 (-43.83%)	$96,700 (-15.84%) Land $26,900 Building $69,800	$96,700 (-15.84%) Land $26,900 Building $69,800
2022	$721.00	$114,900 Land $30,900 Building $84,000	$114,900 Land $30,900 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54523 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54523 27th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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